Mecklenburg County property record for 19227 Ruffner Dr, Cornelius, NC 28031 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,549 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2017) |
| Tax Bill | $3,318.00 (2025) |
| Primary APN | 005-091-49 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,053 sqft Gross Area |
| 1st Floor | 1,163 sqft 1st Floor |
| Upper Floors | 1,336 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached Garage |
| Garage Area | 504 sqft Garage |
| Deck Area | 234 sqft Deck |
| Patio Area | 270 sqft Patio |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 19227 RUFFNER DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-9370 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L9 M32-499 |
| Legal Subdivision | OAKHURST MAP 05 PH 01 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 9, DEWEESE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 6410 |
Source: Mecklenburg County records · APN 005-091-49
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE, INC |
| Oct 29, 2021 | Intrafamily Transfer, Transfer · Line of Credit STATE EMPLOYEES CU |
| Jul 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Aug 08, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage TOWNE CENTER MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Prior Sale | Sep 20, 2004 · Amount on Record |
| Deed Doc Number | 201755077 |
| Deed Book / Page | 31755 / 115 |
| Last Transfer Date | Oct 25, 2021 |
| Transfer Doc | 0000207494 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 13, 2026 |
| Property Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Document Number | 0000049940 |
| Book / Page | 40417 / 495 |
| Instrument Date | May 08, 2026 |
| Instrument | 202649940 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Document Number | 0000049940, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 40417/495 |
| Instrument | 202649940 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Document Number | 0000207494 |
| Book / Page | 36707 / 712 |
| Map Reference | MB 32 PG 499 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021207494 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19927 RUFFNER DRIVE, CORNELIUS, NC 28031 |
| Document Number | 0000207495 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021207495 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000089250 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 33670/677 |
| Instrument | 2019089250 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 08, 2018 |
| Property Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Document Number | 0000100231 |
| Book / Page | 032891 / 000296 |
| Instrument Date | Aug 08, 2018 |
| Instrument | 100231 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19227 RUFFNER DR CORNELIUS NC 280319370, CORNELIUS, NC 28031-9370 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 28, 2017 |
| Property Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Document Number | 0000055077 |
| Book / Page | 31755 / 115 |
| Map Reference | MB32 PG499 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017055077 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74921 SULVER JADE LN, 74921, DENVER, NC 28037 |
| Name | Verified Name |
|---|---|
| Address | 19227 RUFFNER DR, CORNELIUS, NC 28031-9370 |
| Document Number | 0000055078 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 2017055078 |
| Name | TOWNE CENTER MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,318.00 | $490,300 Land $115,000 Building $375,300 | $490,300 Land $115,000 Building $375,300 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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