19302 Ruffner Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19302 Ruffner Dr, Cornelius, NC 28031 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2010
Square Footage	2,573 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$620,000 (2026)
Tax Bill	$3,213.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`005-093-04`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,573 sqft Living Area
Gross Area	3,013 sqft Gross Area
1st Floor	1,226 sqft 1st Floor
Upper Floors	1,347 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached Garage
Garage Area	440 sqft Garage
Deck Area	144 sqft Deck
Porch Area	192 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	19302 RUFFNER DR
City	CORNELIUS
State	NC
Zip	28031-9354
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L57 M32-499
Legal Subdivision	OAKHURST PH 01 MAP 05
Legal Block	3
Legal Lot Number	57
Jurisdiction	MECKLENBURG NC
Minor Civil Division	9, DEWEESE
Census Blockgroup	1
Census Block	1002
Census Tract	6410

Owner

Source: Mecklenburg County records · APN 005-093-04

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	19302 RUFFNER DR, CORNELIUS, NC 28031-9354
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2026 · Amount on Record
Deed Sale	Jun 09, 2026 · Amount on Record
Prior Sale	Mar 10, 2025 · Amount on Record
Deed Doc Number	202660932
Deed Book / Page	40487 / 60
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 09, 2026
Property Address	19302 RUFFNER DR, CORNELIUS, NC 28031-9354
Document Number	0000060932
Book / Page	40487 / 60
Instrument Date	Jun 08, 2026
Instrument	202660932
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125,240.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19302 RUFFNER DR, CORNELIUS, NC 28031-9354

Mortgage

Document Number	0000060933,
Date	Jun 09, 2026
Instrument	202660933

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,213.00 (+1.61%)	$474,400 Land $115,000 Building $359,400	$474,400 Land $115,000 Building $359,400
2024	$3,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.