Franklin County property record for 193 Windmere Ln, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,302 sqft · built 1989 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,853 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-2-03.0-0-003-016.300 |
| Primary APN | 22-2-03.0-0-003-016.300 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,302 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 139,392 sqft (3.2 acres) |
| Shed | 1 Shed |
| Street Address | 193 WINDMERE LN |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-3874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | LOT:2 WINDMERE ESTATES 2 |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 03 |
| Legal Subdivision | WINDMERE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 800605 |
193 Windmere Ln is owned and occupied by an individual who acquired it in April 2022.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 193 WINDMERE LN, UNION, MO 63084-3874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 8, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2022 |
| Deed Sale | Apr 21, 2022 |
| Deed Document Number | 2206414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 21, 2022 |
| Property Address | 193 WINDMERE LN, UNION, MO 63084-3874 |
| Document Number | 0002206414 |
| Map Reference | PB N PG246 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2206414 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 193 WINDMERE LN, UNION, MO 63084-3874 |
| Document Number | 0002206416 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2206416 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 193 WINDMERE LN, UNION, MO 63084-3874 |
| Document Number | 0000003084 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 193 WINDMERE LN UNION MO 630843874, UNION, MO 63084-3874 |
| Document Number | 0000003084 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 3084 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Mar 17, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 193 Windmere Ln was $1,853.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,853.00 | $35,106 | $184,770 Land $39,200 Building $145,570 |
| 2023 | $1,672.00 (+6.43%) | $31,406 | $165,290 Land $29,540 Building $135,750 |
| 2022 | $1,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 Windmere Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 Windmere Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Bays-ET Highspeed, BlueBit Networks, T-Mobile.
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