182 Windmere Ln, Union, MO 63084 Property Records

Franklin County property record for 182 Windmere Ln, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,984 sqft · built 1989
Lot Size11.7 acres (509,652 sqft)
OwnerIndividual Name on Record
Tax Bill$2,461 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-2-03.0-0-000-015.000

Property Details

APN / Parcel Number

Primary APN22-2-03.0-0-000-015.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,984 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Lot Area509,652 sqft (11.7 acres)
Patio Area192 sqft
GazeboGazebo

Location & Zoning

Street Address182 WINDMERE LN
CityUNION
StateMO
Zip63084-3874
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionPT SE 1/4 OF SW 1/4 E OF NORTH BEND RD
Legal Range01W
Legal Township42
Legal Section03
Legal SubdivisionLAKE ST CLAIR SUB
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group3
Census Block3003
Census Tract800605

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address182 WINDMERE LN, UNION, MO 63084-3874
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed of Trust, Mortgage · Line of Credit
UNITED BANK OF UNION
Apr 19, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK OF UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2021
Deed SaleApr 19, 2021
Prior SaleMar 5, 2013
Deed Document Number2107236
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address182 WINDMERE LN, UNION, MO 63084-3874
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002309901
DateAug 25, 2023
Instrument2309901
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateApr 19, 2021
Property Address182 WINDMERE LN, UNION, MO 63084-3874
Document Number0002107236
Instrument DateApr 16, 2021
Instrument2107236
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address182 WINDMERE LN, UNION, MO 63084-3874

Mortgage

Document Number0002107237
DateApr 19, 2021
Instrument2107237
Lender
NameUNITED BANK OF UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,461.00 (+5.71%)$46,612 (+6.59%)$246,180 (+6.56%) Land $19,330 Building $226,850
2023$2,328.00 (+6.4%)$43,731$231,020 Land $16,330 Building $214,690
2022$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
25 / 3

May also be available: BlueBit Networks.

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