193 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 193 Teal Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,736 sqft · built 1973
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$635,000 (May 2022)
Tax Bill	$5,463 (2026)
Deeds & Mortgages	Dec 2023 Second Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-090167`

Property Details

APN / Parcel Number

Primary APN	`03-090167`
Alternative APN	`090167`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,736 sqft Total Area
Utility Area	78 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	288 sqft
Deck Area	52 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	090167
Street Address	193 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-04-283 5000 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	283
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

193 Teal Cir is owned and occupied by an individual who bought it in May 2022.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	193 TEAL CIR, BERLIN, MD 21811-1531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF OCEAN CITY
May 10, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 12, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Book / Page	8380 / 496
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0069980001
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	193 TEAL CIR, OCEAN PINES, MD 21811-1531
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0086870163
Date	Dec 26, 2023
Book Page	8687/163

Lender

Name	BANK OF OCEAN CITY
Type	Bank
Address	BERLIN, MD 21811

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	May 10, 2022
Property Address	193 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0083800496
Book / Page	8380 / 496
Map Reference	MB FWH11 FO 54
Instrument Date	May 9, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	193 TEAL CIR, BERLIN, MD 21811-1531

Mortgage

Document Number	0008380501
Date	May 10, 2022
Instrument	8380-501

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	193 TEAL CIR, OCEAN PINES, MD 21811-1531
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080140389
Date	Apr 19, 2021
Book Page	8014/389

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	May 12, 2017
Property Address	193 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0069980001
Book / Page	6998 / 001
Map Reference	MB FWH NO 11 FO54
Instrument Date	May 5, 2017
Instrument	6998-001
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ENDEAVOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 TEAL CIR, BERLIN, MD 21811-1531

Mortgage

Document Number	6998008
Date	May 12, 2017
Instrument	6998-008

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 193 Teal Cir was $5,463 with a homeowner's exemption, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,463.00 (+1.26%) Homeowner's exemption	$682,600 (+9.39%)	$741,200 (-) Land $300,000 Building $441,200
2025	$5,395.00 Homeowner's exemption	$624,000	$741,200 Land $300,000 Building $441,200
2023	$4,065.00	$424,833	$435,400 Land $300,000 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Teal Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 193 Teal Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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