181 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 181 Teal Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,621 sqft · built 1983
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,637 (Mar 2021)
Tax Bill	$5,001 (2026)
Deeds & Mortgages	Nov 2024 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-086364`

Property Details

APN / Parcel Number

Primary APN	`03-086364`
Alternative APN	`086364`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,621 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	351 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086364
Street Address	181 TEAL CIR
City	BERLIN
State	MD
Zip	21811-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT C-04-278 5000 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4
Legal Subdivision	OCEAN PINES SEC 04
Legal Lot Number	278
Jurisdiction	WORCESTER MD
Township / Civil Division	6, NORTHERN
Census Block Group	1
Census Block	1001
Census Tract	950600

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 JOHNSON RD, PASADENA, MD 21122-2620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Intrafamily Transfer, Transfer
Mar 17, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
May 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021 · Amount on Record
Deed Sale	Mar 17, 2021 · Amount on Record
Deed Book / Page	7972 / 473
Last Transfer Date	Nov 6, 2024
Transfer Doc	0088480050
Record Updated	Oct 29, 2026

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Nov 8, 2024
Property Address	181 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0088480050
Book / Page	8848 / 50
Map Reference	MB FWH 11 PG 54-6
Instrument Date	Nov 6, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 TEAL CIR, BERLIN, MD 21811-1531

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 17, 2021
Property Address	181 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0079720473
Book / Page	7972 / 473
Map Reference	MB 11 PG 54-66
Instrument Date	Feb 5, 2021
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	PERFECTION TITLE LIMITED, PERFECTION TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23 JOHNSON RD, PASADENA, MD 21122-2620

Mortgage

Document Number	0007972478
Date	Mar 17, 2021
Instrument	7972/478

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	May 15, 2020
Property Address	181 TEAL CIR, OCEAN PINES, MD 21811-1531
Document Number	0076590429
Book / Page	007659 / 000429
Instrument Date	Apr 27, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	772 CHEYENNE LN ELGIN IL 601232560, ELGIN, IL 60123-2560

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,001.00 (+5.46%)	$541,900 (+5.47%)	$570,000 (-) Land $300,000 Building $270,000
2025	$4,742.00 (+4.29%)	$513,800 (+8.14%)	$570,000 (+17.36%) Land $300,000 Building $270,000
2023	$4,547.00	$475,133	$485,700 Land $300,000 Building $185,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 351 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	388 units insured incl. 37 condo units
Nearby Flood Claims	78 (1978–2021)
Claims Outside the SFHA	13 of 78
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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