Worcester County property record for 190 Teal Cir, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,070 sqft · built 1989 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Apr 2000) |
| Tax Bill | $2,328 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-090930 |
| Primary APN | 03-090930 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,070 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Basement |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Deck Area | 178 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 090930 |
|---|---|
| Street Address | 190 TEAL CIR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT B-04-511 7500 SQ FT TEAL CIRCLE PL OCEAN PINES SEC 4 |
| Legal Subdivision | OCEAN PINES SEC 04 |
| Legal Lot Number | 511 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950600 |
190 Teal Cir is owned and occupied by an individual who acquired it in November 2023.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 TEAL CIR, BERLIN, MD 21811-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2000 · Amount on File |
| Deed Sale | Apr 25, 2000 · Amount on File |
| Prior Sale | May 16, 1989 · Amount on File |
| Deed Document Number | 2000323199 |
| Deed Book / Page | 2844 / 292 |
| Last Transfer Date | Nov 6, 2023 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 190 TEAL CIR, OCEAN PINES, MD 21811-1531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0079020013 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 7902/13 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 190 Teal Cir was $2,328, up 9.2% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,328.00 (+9.24%) | $252,300 (+9.27%) | $273,700 (-) Land $76,800 Building $196,900 |
| 2025 | $2,131.00 | $230,900 | $273,700 Land $76,800 Building $196,900 |
| 2023 | $1,951.00 | $203,967 | $209,500 Land $76,800 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Teal Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 351 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 37 condo units |
| Nearby Flood Claims | 78 (1978–2021) |
| Claims Outside the SFHA | 13 of 78 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 190 Teal Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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