193 Summit St, Norwich, CT 06360 Property Records

Norwich City property record for 193 Summit St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1959
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Dec 2023)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:109 B:4 L:22`

Property Details

APN / Parcel Number

Primary APN	`NORW M:109 B:4 L:22`
Alternative APNs	`NWCH M:109 B:4 L:22` `0094560001` `94560001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	94560001
Street Address	193 SUMMIT ST
City	NORWICH
State	CT
Zip	06360-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	4
Legal Lot Number	22
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4001
Census Tract	696701

Owner

Source: Norwich City assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Apr 23, 2021	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 29, 2023	Executor's Deed, Transfer · Stand-Alone First Mortgage USAA FSB
Aug 21, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM HOME MTG CORP
Sep 26, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Deed Document Number	20235133
Deed Book / Page	3475 / 213
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003588-245
Date	Jan 13, 2026
Book Page	3588/245
Instrument	2026000147

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003246-241
Date	Apr 23, 2021
Book Page	3246/241
Instrument	2021001895

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003358-138
Date	Jul 19, 2022
Book Page	3358/138
Instrument	2022003336

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NORWICH CT
Recording Date	Dec 29, 2023
Property Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Document Number	003475-213
Book / Page	3475 / 213
Instrument Date	Dec 29, 2023
Instrument	2023005133
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2023005134
Date	Dec 29, 2023
Instrument	2023005134

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3030-223
Date	Aug 21, 2017
Book Page	3030/223
Instrument	2017003562

Lender

Name	FREEDOM HOME MTG CORP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	193 SUMMIT ST, NORWICH, CT 06360-6238
Document Number	3144-297
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 SUMMIT ST NORWICH CT 063606238, NORWICH, CT 06360-6238

Mortgage

Document Number	3144-297
Date	Oct 9, 2019
Book Page	003144/000297
Instrument	3819

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00	$98,800 (+63.31%) Land $39,100 Building $59,700	$69,160 Land $27,370 Building $41,790
2024	$3,998.00 (+35.85%)
2023	$2,943.00 (+0.34%)	$60,500 (-) Land $26,700 Building $33,800
2022	$2,933.00	$60,500 Land $26,700 Building $33,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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