186 Summit St, Norwich, CT 06360 Property Records

Norwich City property record for 186 Summit St, Norwich, CT 06360

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,320 sqft · built 2003
Owner	Individual Name on Record
Last Sale	$195,000 (Nov 2023)
Tax Bill	$4,869 (2025)
Deeds & Mortgages	Feb 2025 Refinance Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1090030107`

Property Details

APN / Parcel Number

Primary APN	`1090030107`
Alternative APNs	`NORW M:109 B:3 L:13 U:7` `NWCH M:109 B:3 L:13 U:7` `M:109 B:3 L:13 U:107`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	660 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1090030107
Street Address	186 SUMMIT ST
City	NORWICH
State	CT
Zip	06360-6214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	13
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3032
Census Tract	696701

Owner

Source: Norwich City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	186 SUMMIT ST, NORWICH, CT 06360-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Nov 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2021	Warranty Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Aug 21, 2003 · Amount on Record
Deed Document Number	20234703
Deed Book / Page	3468 / 268
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	186 SUMMIT ST, NORWICH, CT 06360-6214
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003567-37
Date	Feb 13, 2025
Book Page	3567/37
Instrument	2025000566

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Nov 28, 2023
Property Address	186 SUMMIT ST, NORWICH, CT 06360-6214
Document Number	003468-268
Book / Page	3468 / 268
Instrument Date	Nov 22, 2023
Instrument	2023004703
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 LEBANON AVE, LEBANON, CT 06249-2304

Mortgage

Document Number	2023004704
Date	Nov 28, 2023
Instrument	2023004704

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 23, 2021
Property Address	186 SUMMIT ST, NORWICH, CT 06360-6214
Document Number	0003287-89
Book / Page	3287 / 89
Instrument Date	Sep 20, 2021
Instrument	2021004952
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 SUMMIT ST, NORWICH, CT 06360-6214

Mortgage

Document Number	2021004953
Date	Sep 23, 2021
Instrument	2021004953

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,869.00	$120,300 (+43.73%) Building $120,300	$84,210 Building $84,210
2024	$4,869.00 (+19.6%)
2023	$4,071.00 (+0.32%)	$83,700 (-) Building $83,700
2022	$4,058.00	$83,700 Building $83,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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