195 Summit St, Norwich, CT 06360 Property Records

Norwich City property record for 195 Summit St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,380 sqft · built 1929
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$157,300 (Aug 2004)
Tax Bill	$4,112 (2026)
Deeds & Mortgages	Feb 2022 Refinance Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`NORW M:109 B:4 L:23`

Property Details

APN / Parcel Number

Primary APN	`NORW M:109 B:4 L:23`
Alternative APNs	`NWCH M:109 B:4 L:23` `0122340001` `122340001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	876 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	122340001
Street Address	195 SUMMIT ST
City	NORWICH
State	CT
Zip	06360-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	4
Legal Lot Number	23
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4001
Census Tract	696701

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 SUMMIT ST, NORWICH, CT 06360-6238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORWICH, CITY OF
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORWICH, CITY OF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2004 · Amount on Record
Deed Sale	Aug 13, 2004 · Amount on Record
Prior Sale	Mar 13, 1992 · Amount on Record
Deed Book / Page	1972 / 194
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	195 SUMMIT ST, NORWICH, CT 06360-6238
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003317-217
Date	Feb 1, 2022
Book Page	3317/217
Instrument	2022000491

Lender

Name	NORWICH, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	195 SUMMIT ST, NORWICH, CT 06360-6238
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003317-213
Date	Feb 1, 2022
Book Page	3317/213
Instrument	2022000490

Lender

Name	NORWICH, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,112.00 (-15.62%)	$120,400 (-) Land $33,000 Building $87,400	$252,535 (+199.64%)
2025	$4,873.00	$120,400 (+61.39%) Land $33,000 Building $87,400	$84,280 Land $23,100 Building $61,180
2024	$4,873.00 (+34.28%)
2023	$3,629.00 (+0.33%)	$74,600 (-) Land $22,500 Building $52,100
2022	$3,617.00	$74,600 Land $22,500 Building $52,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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