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193 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 193 Stephen Dr, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,791 sqft · built 2007
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$183,500 (Nov 2018)
Tax Bill$2,389 (2025)
Deeds & MortgagesJun 2017 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN188-20-146.000

Property Details

APN / Parcel Number

Primary APN188-20-146.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,791 sqft Living Area

Exterior

Year BuiltBuilt 2007
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address193 STEPHEN DR
CityGEORGETOWN
StateKY
Zip40324-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY
Legal SubdivisionPLEASANT VALLEY
Legal Phase2
Legal Lot Number87
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1053
Census Tract40303

Owner

Source: Scott County records · APN 188-20-146.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address193 STEPHEN DR, GEORGETOWN, KY 40324-8058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2017Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Nov 02, 2018Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 02, 2018 · Amount on Record
Deed SaleNov 02, 2018 · Amount on Record
Prior SaleMay 02, 2008 · Amount on Record
Deed Document Number393570
Deed Book / PageD401 / 419
Record UpdatedJun 08, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address193 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1344/504
DateJun 28, 2017
Book PageM1344/504
Instrument370767
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateNov 02, 2018
Property Address193 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document NumberD401/419
Book / PageD401 / 419
Map ReferenceCAB9 SL244
Instrument DateOct 30, 2018
Instrument393570
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyFOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$183.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2628 LARCH WAY, 2628, SOUTH BEND, IN 46615-2728

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number393571
DateNov 02, 2018
Instrument393571
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,389.00 (+8.3%)$268,300 (+10.23%)$268,300 (+10.23%)
2023$2,206.00 (+17.78%)$243,400 (+12.74%) Land $45,000 Building $198,400$243,400 (+12.74%) Land $45,000 Building $198,400
2022$1,873.00$215,900 Land $39,000 Building $176,900$215,900 Land $39,000 Building $176,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090403031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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