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193 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 193 Schramm Loop, Stephens City, VA 22655

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 1,515 sqft · built 2018
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on File
Last Sale$292,000 (Jan 2022)
Tax Bill$1,788 (2026)
Deeds & MortgagesDec 2023 Transfer
Jan 2022 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN756-4-27

Property Details

APN / Parcel Number

Primary APN756-4-27
Alternative APN
  • 8050075

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,515 sqft Living Area
Gross Area2,482 sqft
1st Floor Area750 sqft
Basement Area527 sqft
Finished Basement527 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2024
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
TerrainRolling
Garage TypeBuilt-in
Parking Spaces1 Parking Space
PorchPorch
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8050075
Street Address193 SCHRAMM LOOP
CitySTEPHENS CITY
StateVA
Zip22655-6015
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRATR
Legal DescriptionTHE TOWNES AT TASKER L27 S4
Legal SubdivisionTHE TOWNES AT TASKER
Legal Lot Number27
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2040
Census Tract50900

Owner

Source: Frederick County records · APN 756-4-27

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2023Gift Deed, Transfer
Jan 03, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORPORATION
Jun 28, 2021Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK HOME LOANS LLC
Aug 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 06, 2020Grant Deed, Transfer
OTHER
Aug 29, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 20, 2017Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 03, 2022 · Amount on Record
Deed SaleJan 03, 2022 · Amount on Record
Prior SaleJun 28, 2021 · Amount on Record
Deed Document Number202279
Last Transfer DateDec 01, 2023
Transfer Doc0000011156
Record UpdatedSep 20, 2026

December 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFREDERICK VA
Recording DateDec 20, 2023
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Document Number0000011156
Instrument DateDec 01, 2023
Instrument230011156
Transaction TypeTransfer
Record UpdatedJan 10, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateJan 03, 2022
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Document Number0000000079
Instrument DateDec 17, 2021
Instrument220000079
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyBMS TITLE AND ESCROW INC, SMS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015

Mortgage

Document Number0000000080
DateJan 03, 2022
Instrument220000080
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052
Interest
Rate TypeFixed Rate
Rate2.63%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateJun 28, 2021
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Document Number0000010726
Instrument DateJun 18, 2021
Instrument210010726
Transaction TypeTransfer
Record UpdatedJan 10, 2024
Title CompanyBMS TITLE AND ESCROW INC, SMS TITLE & ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015

Mortgage

Document Number0000010727
DateJun 28, 2021
Instrument210010727
Lender
NameANGEL OAK HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008548
DateAug 21, 2019
Instrument190008548
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateApr 06, 2020
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Document Number0000003949
Instrument DateApr 03, 2020
Instrument3949
Transaction TypeTransfer
Record UpdatedMay 20, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$227.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2838 WINCHESTER VA 226042038, WINCHESTER, VA 22604-2038

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateAug 29, 2018
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Document Number0000008467
Instrument DateAug 28, 2018
Instrument180008467
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015

Mortgage

Document Number0000008468
DateAug 29, 2018
Instrument180008468
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateOct 20, 2017
Property Address193 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6015
Document Number0000010956
Instrument DateOct 20, 2017
Instrument10956
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,788.00 (+10.44%)$337,300 (+16.55%) Land $68,000 Building $269,300$337,300 (+16.55%) Land $68,000 Building $269,300
2025$1,619.00 (+9.76%)
2023$1,475.00$289,400 Land $52,000 Building $237,400$289,400 Land $52,000 Building $237,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690509002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: Shenandoah Telecommunications Company.

Based on FCC filings for 110 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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