178 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 178 Schramm Loop, Stephens City, VA 22655

Property Summary

Property TypeTownhouse
Details3 bd · 3.5 ba · 1,373 sqft · built 2017
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Jul 2017)
Tax Bill$1,624 (2026)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN756-4-68

Property Details

APN / Parcel Number

Primary APN756-4-68
Alternative APN
  • 8050080

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,373 sqft Living Area
Gross Area2,063 sqft
1st Floor Area666 sqft
Basement Area435 sqft
Finished Basement435 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8050080
Street Address178 SCHRAMM LOOP
CitySTEPHENS CITY
StateVA
Zip22655-6016
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRATR
Legal DescriptionTHE TOWNES AT TASKER L68 S4
Legal SubdivisionTHE TOWNES AT TASKER
Legal Lot Number68
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2040
Census Tract50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address178 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Deed Document Number20176922
Record UpdatedSep 20, 2026

July 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateJul 10, 2017
Property Address178 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016
Document Number0000006922
Instrument DateJun 26, 2017
Instrument170006922
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2021
Title CompanyCOMMONWEALTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6016

Mortgage

Document Number0000006923
DateJul 10, 2017
Instrument170006923
Lender
NameSUNTRUST MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,624.00 (+10.4%)$306,400 Land $68,000 Building $238,400$306,400 Land $68,000 Building $238,400
2025$1,471.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Glo Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Schramm Loop

Nearby Streets

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