203 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 203 Schramm Loop, Stephens City, VA 22655 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,320 sqft · built 2019
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$234,000 (Jul 2019)
Tax Bill	$1,609 (2026)
Deeds & Mortgages	Apr 2024 Second Mortgage Aug 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`756-5-31`

Property Details

APN / Parcel Number

Primary APN	`756-5-31`
Alternative APN	`8050087`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	640 sqft
Basement Area	417 sqft
Finished Basement	417 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050087
Street Address	203 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	THE TOWNES AT TASKER L31 S5
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	31
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records · APN 756-5-31

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EMORTGAGE FUNDING LLC
Nov 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW COMMUNITY CAPITAL LLC
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Jul 30, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORPORATION
Jan 04, 2019	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jan 04, 2019 · Amount on Record
Deed Document Number	20197532
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Transaction Type	Mortgage
Record Updated	May 01, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002910
Date	Apr 10, 2024
Instrument	240002910

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	232 Months
Due	Aug 01, 2043

Interest

Rate Type	Fixed Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006990
Date	Aug 14, 2023
Instrument	230006990

Lender

Name	EMORTGAGE FUNDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2043

Interest

Rate Type	Fixed Rate
Rate	6.75%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018671
Date	Nov 05, 2021
Instrument	210018671

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Document Number	0000003191
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 06, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 SCHRAMM LOOP STEPHENS CITY VA 226556002, STEPHENS CITY, VA 22655-6002

Mortgage

Document Number	0000003191
Date	Mar 18, 2020
Instrument	3191

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 30, 2019
Property Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Document Number	0000007532
Instrument Date	Jul 26, 2019
Instrument	190007532
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002

Mortgage

Document Number	0000007533
Date	Jul 30, 2019
Instrument	190007533

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jan 04, 2019
Property Address	203 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6002
Document Number	0000000126
Instrument Date	Jan 04, 2019
Instrument	126
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	64 THOMAS JOHNSON DR #110 FREDERICK MD 217024735, 110, FREDERICK, MD 21702-4735
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,609.00 (+10.43%)	$303,500 Land $68,000 Building $235,500	$303,500 Land $68,000 Building $235,500
2025	$1,457.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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