181 Overlook Ter, Hercules, CA 94547 Property Records

Contra Costa County property record for 181 Overlook Ter, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,929 sqft · built 2000
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Mar 2010)
Tax Bill	$10,932 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`404-440-035-8`

Property Details

APN / Parcel Number

Primary APN	`404-440-035-8`
Alternative APN	`404-440-035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,929 sqft Living Area
1st Floor Area	1,037 sqft
2nd Floor Area	892 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Cluster
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	181 OVERLOOK TER
City	HERCULES
State	CA
Zip	94547-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T8032 L51
Legal Subdivision	SUBDIVISION 8032
Legal Tract	8032
Legal Lot Number	51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	359105

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 OVERLOOK TER, HERCULES, CA 94547-1973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 23, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 2, 2018	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2010 · Amount on Record
Deed Sale	Mar 8, 2010 · Amount on Record
Prior Sale	Jul 26, 2000 · Amount on Record
Deed Document Number	201044919
Prior Transfer Date	Mar 2, 2010
Prior Transfer Doc	0000053803
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 OVERLOOK TER, HERCULES, CA 94547-1973
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 OVERLOOK TER, HERCULES, CA 94547-1973

Mortgage

Document Number	0000006215
Date	Jan 22, 2024
Instrument	2024-006215

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Nov 1, 2048

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 OVERLOOK TER, HERCULES, CA 94547-1973
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 OVERLOOK TER, HERCULES, CA 94547-1973

Mortgage

Document Number	0000005632
Date	Jan 23, 2023
Instrument	2023-005632

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Nov 1, 2048

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 OVERLOOK TER, HERCULES, CA 94547-1973
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 OVERLOOK TER, HERCULES, CA 94547-1973

Mortgage

Document Number	0000166810
Date	Oct 27, 2022
Instrument	2022-166810

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2062

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	181 OVERLOOK TER, HERCULES, CA 94547-1973
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 OVERLOOK TER, HERCULES, CA 94547-1973

Mortgage

Document Number	0000255228
Date	Sep 14, 2021
Instrument	2021-255228

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Nov 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	181 OVERLOOK TER, HERCULES, CA 94547-1973
Document Number	0000186084
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	181 OVERLOOK TER HERCULES CA 945471973, HERCULES, CA 94547-1973

Mortgage

Document Number	0000186084
Date	Nov 16, 2018
Instrument	186084

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,471 (+2%) Land $288,007 Building $304,464
2025	$10,932.00 (+9.39%)	$580,855 (+4.04%) Land $282,360 Building $298,495
2023	$9,994.00 (+3.65%)	$558,302 Land $271,397 Building $286,905
2022	$9,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Unwired.

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