Garrett County property record for 193 Lake Pointe Dr, Mc Henry, MD 21541
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 2,526 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,020,000 (Jul 2022) |
| Tax Bill | $10,932 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-064618 |
| Primary APN | 18-064618 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,526 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 440 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 064618 |
|---|---|
| Street Address | 193 LAKE POINTE DR |
| City | MC HENRY |
| State | MD |
| Zip | 21541-1562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10454 SQ FT LOT 25 LAKE POINTE AT WISP |
| Legal Subdivision | LAKE POINTE WISP SUB |
| Legal Lot Number | 25 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 6, SANG RUN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 502 |
Source: Garrett County records · APN 18-064618
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1024 MARTHA AVE, PITTSBURGH, PA 15228-1102 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 22, 2022 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Jan 15, 2021 | Quit Claim Deed, Transfer NORTHCO TITLE CORPORATION, NORTHCO TITLE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on Record |
| Deed Sale | Jul 22, 2022 · Amount on Record |
| Prior Sale | Feb 19, 2010 · Amount on Record |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 0022740478 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 193 LAKE POINTE DR, MC HENRY, MD 21541-1562 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NORTHCO TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0022790349 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 2279/349 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jul 22, 2022 |
| Property Address | 193 LAKE POINTE DR, MC HENRY, MD 21541-1562 |
| Document Number | 0024320416 |
| Book / Page | 2432 / 416 |
| Map Reference | MB 4 PG 39 |
| Instrument Date | Jul 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0024320420 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 2432-0420 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jan 15, 2021 |
| Property Address | 193 LAKE POINTE DR, MC HENRY, MD 21541-1562 |
| Document Number | 0022740478 |
| Book / Page | 002274 / 000478 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NORTHCO TITLE CORPORATION, NORTHCO TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2600 LONGSTONE LN #201 MARRIOTTSVILLE MD 211041529, 201, MARRIOTTSVILLE, MD 21104-1529 |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,932.00 (+51.69%) | $852,767 (+58.3%) | $1,009,800 (+87.45%) Land $200,000 Building $809,800 |
| 2023 | $7,207.00 | $538,700 Land $160,000 Building $378,700 | $538,700 Land $160,000 Building $378,700 |
Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mountain Communications Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: QCOL.
Based on FCC filings for 125 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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