156 Lake Pointe Dr, Mc Henry, MD 21541 Property Records

Garrett County property record for 156 Lake Pointe Dr, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,016 sqft · built 1995
Lot Size	0.275 acres (11,959 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Mar 2002)
Tax Bill	$14,697 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-064219`

Property Details

APN / Parcel Number

Primary APN	`18-064219`
Alternative APN	`064219`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,016 sqft Total Area
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,959 sqft (0.275 acres)
View / Lot	Waterfront
Garage Type	Basement
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	134 sqft
Patio Area	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064219
Street Address	156 LAKE POINTE DR
City	MC HENRY
State	MD
Zip	21541-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11959 SQ FT W/101.34 LOT 6 LAKE POINTE AT WISP
Legal Subdivision	LAKE POINTE AT WISP
Legal Lot Number	6
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2035
Census Tract	502

Owner

Source: Garrett County records · APN 18-064219

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	925 BISHOP WALSH RD, CUMBERLAND, MD 21502-1845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2002 · Amount on Record
Deed Sale	Mar 27, 2002 · Amount on Record
Deed Document Number	2002583
Deed Book / Page	887 / 435
Last Transfer Date	Aug 25, 2008
Transfer Doc	0013860009
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	156 LAKE POINTE DR, MC HENRY, MD 21541-1534
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021700301
Date	Nov 21, 2019
Book Page	2170/0301

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,697.00 (+1.22%) Homeowner's exemption	$1,850,700 (+16.74%) Land $533,700 Building $1,317,000	$1,850,700 (-) Land $533,700 Building $1,317,000
2025	$14,520.00 (+2.9%) Homeowner's exemption	$1,585,367 (+50.31%)	$1,850,700 (+75.47%) Land $533,700 Building $1,317,000
2023	$14,111.00	$1,054,700 Land $410,700 Building $644,000	$1,054,700 Land $410,700 Building $644,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 1, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: QCOL.

Based on FCC filings for 125 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.