Schoharie County and Seward Town property record for 193 Jersey Ln, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,000 sqft · built 1970 |
| Lot Size | 37.5 acres (1,633,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,000 (Nov 2002) |
| Tax Bill | $16,631 (2026) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 33.-5-7.11 |
| Primary APN | 434400 33.-5-7.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,000 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 1,633,500 sqft (37.5 acres) |
| Lot Width | 180 ft Width |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J101060 |
|---|---|
| Street Address | 193 JERSEY LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | OS |
| Legal Description | F |
| Legal Block | 5 |
| Legal Lot Number | 7.011 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 740400 |
193 Jersey Ln, a rural home, is owned and occupied by two individuals who bought it in November 2002.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 193 JERSEY LN, COBLESKILL, NY 12043-7615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2002 · Amount on File |
| Deed Sale | Nov 8, 2002 · Amount on File |
| Deed Book / Page | 727 / 13 |
| Prior Transfer Date | Aug 28, 2001 |
| Prior Transfer Doc | 0705000053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 193 JERSEY LN, COBLESKILL, NY 12043-7615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001779/0000000233 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 0000001779/0000000233 |
| Instrument | 000000727757 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 193 Jersey Ln was $16,631 with exemptions applied, up 9.7% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,631.00 (+9.73%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $15,156.00 | $297,200 Land $51,500 Building $245,700 | $724,878 Land $125,610 Building $599,268 |
| 2023 | $297,200 Land $51,500 Building $245,700 | $594,400 Land $103,000 Building $491,400 | |
| 2020 | $15,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 Jersey Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 Jersey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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