Schoharie County and Seward Town property record for 156 Jersey Ln, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2006 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $42,000 (Sep 2021) |
| Tax Bill | $6,962 (2026) |
| Deeds & Mortgages | Jul 2021 Refinance Feb 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 33.-5-29 |
| Primary APN | 434400 33.-5-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 219,107 sqft (5.03 acres) |
| Lot Width | 280 ft Width |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J188032 |
|---|---|
| Street Address | 156 JERSEY LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Block | 5 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 156 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF RICHMONDVILLE |
| Feb 25, 2019 | Deed, Transfer |
| Dec 7, 2018 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on Record |
| Deed Sale | Sep 14, 2021 · Amount on Record |
| Prior Sale | Feb 25, 2019 · Amount on Record |
| Deed Document Number | 2021795857 |
| Deed Book / Page | 1146 / 260 |
| Prior Transfer Date | Jan 6, 2006 |
| Prior Transfer Doc | 0000000803/000000012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 156 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001945/153 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 1945/153 |
| Instrument | 792490 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 25, 2019 |
| Property Address | 156 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Document Number | 001086/247 |
| Book / Page | 1086 / 247 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 757321 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 112 PINE ST, COBLESKILL, NY 12043-1556 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Dec 7, 2018 |
| Property Address | 156 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Document Number | 00001082/8 |
| Book / Page | 1082 / 8 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 754240 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,962.00 (+9.71%) | ||
| 2025 | $6,346.00 | $123,800 (-) Land $20,300 Building $103,500 | $301,951 (+21.95%) Land $49,512 Building $252,439 |
| 2023 | $123,800 (-) Land $20,300 Building $103,500 | $247,600 (+15%) Land $40,600 Building $207,000 | |
| 2022 | $123,800 Land $20,300 Building $103,500 | $215,304 Land $35,304 Building $180,000 | |
| 2020 | $12,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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