Schoharie County and Seward Town property record for 148 Jersey Ln, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,200 sqft · built 1999 |
| Lot Size | 6.74 acres (293,594 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,100 (Nov 2017) |
| Tax Bill | $10,207 (2026) |
| Deeds & Mortgages | Aug 2021 Sale Nov 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 33.-5-28.1 |
| Primary APN | 434400 33.-5-28.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Game Room | Game Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 293,594 sqft (6.74 acres) |
| Lot Width | 484 ft Width |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J187022 |
|---|---|
| Street Address | 148 JERSEY LN |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OS |
| Legal Block | 5 |
| Legal Lot Number | 28.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Warranty Deed, Transfer |
| Nov 13, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2017 · Amount on Record |
| Deed Sale | Nov 13, 2017 · Amount on Record |
| Prior Sale | Aug 30, 2006 · Amount on Record |
| Deed Book / Page | 1058 / 64 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Aug 26, 2021 |
| Property Address | 148 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Document Number | 001145/177 |
| Book / Page | 1145 / 177 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 795083 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 MENLO PARK RD, NISKAYUNA, NY 12309-6703 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Nov 13, 2017 |
| Property Address | 148 JERSEY LN, COBLESKILL, NY 12043-7614 |
| Document Number | 0000001058/0000000064 |
| Book / Page | 0000001058 / 0000000064 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 EMPIE LN, COBLESKILL, NY 12043-7612 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,207.00 (+9.72%) | ||
| 2025 | $9,303.00 (+60.23%) | $181,500 (-) Land $25,000 Building $156,500 | $442,683 (+21.95%) Land $60,976 Building $381,707 |
| 2023 | $181,500 Land $25,000 Building $156,500 | $363,000 Land $50,000 Building $313,000 | |
| 2020 | $5,806.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2015) |
| Most Recent Claim | Feb 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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