Middlesex County and Groton Town property record for 193 Gratuity Rd, Groton, MA 01450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,594 sqft · built 2004 |
| Lot Size | 5.53 acres (241,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,130,000 (Sep 2026) |
| Tax Bill | $16,577 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | GROT M:216 B:56 L:2 |
| Primary APN | GROT M:216 B:56 L:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,594 sqft Living Area |
| Gross Area | 8,032 sqft |
| 1st Floor Area | 1,936 sqft |
| Basement Area | 1,936 sqft |
| Unfinished Basement | 1,936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 241,172 sqft (5.53 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4923 |
|---|---|
| Street Address | 193 GRATUITY RD |
| City | GROTON |
| State | MA |
| Zip | 01450-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 56 |
| Legal Lot Number | 2 |
| Jurisdiction | GROTON MA |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 326101 |
193 Gratuity Rd is owned and occupied by two individuals who bought it in September 2026.
Source: Middlesex County and Groton Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 17, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jun 23, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Prior Sale | Jun 23, 2022 · Amount on File |
| Deed Document Number | 2026118273 |
| Deed Book / Page | 86148 / 583 |
| Prior Transfer Date | Sep 14, 2026 |
| Prior Transfer Doc | 0000118273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GROTON MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 0000118273 |
| Book / Page | 86148 / 583 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026118273 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Date | Sep 17, 2026 |
|---|
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 0000118274 |
| Book / Page | 86149 / 1 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026118274 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 0000118274, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 86149/1 |
| Instrument | 2026118274 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GROTON MA |
| Recording Date | Jun 23, 2022 |
| Property Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 080323-237 |
| Book / Page | 80323 / 237 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 94947 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 193 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 0000094948 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 94948 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 1, 2027 |
| Max Rate At Change | 2.75% |
| Index | Other |
The 2026 property tax bill for 193 Gratuity Rd was $16,577, up 2.6% from the year before.
Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Groton Town |
| Unified School District | Groton-Dunstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,577.00 (+2.58%) | $1,121,600 (+5.84%) Land $273,700 Building $847,900 | $1,165,650 (-) |
| 2025 | $16,160.00 (+2.39%) | $1,059,700 (+1.32%) Land $262,500 Building $797,200 | $1,165,650 (+1.49%) |
| 2024 | $15,783.00 (+7.47%) | $1,045,900 (+11.38%) Land $262,500 Building $783,400 | $1,148,550 |
| 2023 | $14,686.00 | $939,000 Land $262,500 Building $676,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 193 Gratuity Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 Gratuity Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON WATER DEPARTMENT serves 5,017 people · EPA ID MA2115000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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