Middlesex County and Groton Town property record for 191 Gratuity Rd, Groton, MA 01450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,634 sqft · built 2004 |
| Lot Size | 3.04 acres (132,708 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Jul 2020) |
| Tax Bill | $16,521 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:216 B:56 L:1 |
| Primary APN | GROT M:216 B:56 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 3 Stories |
| Building Area | 4,634 sqft Living Area |
| Gross Area | 8,742 sqft |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 132,708 sqft (3.04 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4926 |
|---|---|
| Street Address | 191 GRATUITY RD |
| City | GROTON |
| State | MA |
| Zip | 01450-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 56 |
| Legal Lot Number | 1 |
| Jurisdiction | GROTON MA |
| Township / Civil Division | GROTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 326101 |
191 Gratuity Rd is owned and occupied by two individuals who bought it in July 2020.
Source: Middlesex County and Groton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 GRATUITY RD, GROTON, MA 01450-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jul 28, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Oct 12, 2006 · Amount on File |
| Deed Document Number | 2020123924 |
| Deed Book / Page | 75227 / 213 |
| Prior Transfer Date | Jul 23, 2020 |
| Prior Transfer Doc | 75227-213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON MA |
| Property Address | 191 GRATUITY RD, GROTON, MA 01450-1247 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 080277-467 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 80277/467 |
| Instrument | 89831 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GROTON MA |
| Recording Date | Jul 28, 2020 |
| Property Address | 191 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 75227-213 |
| Book / Page | 75227 / 213 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 123924 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 191 GRATUITY RD, GROTON, MA 01450-1247 |
| Document Number | 123925 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 123925 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 191 Gratuity Rd was $16,521, up 2.7% from the year before.
Source: Middlesex County and Groton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Groton Town |
| Unified School District | Groton-Dunstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,521.00 (+2.66%) | $1,117,800 (+5.92%) Land $253,600 Building $864,200 | $903,355 (-) |
| 2025 | $16,093.00 (+3.15%) | $1,055,300 (+2.07%) Land $242,400 Building $812,900 | $903,355 (+2.46%) |
| 2024 | $15,602.00 (+7.64%) | $1,033,900 (+11.57%) Land $242,400 Building $791,500 | $881,695 |
| 2023 | $14,494.00 | $926,700 Land $242,400 Building $684,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 Gratuity Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Gratuity Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROTON WATER DEPARTMENT serves 5,017 people · EPA ID MA2115000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures