Montgomery County property record for 193 E Floyd Ave, Dayton, OH 45415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,456 sqft · built 1954 |
| Lot Size | 0.339 acres (14,802 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Oct 2025) |
| Tax Bill | $4,007 (2024) |
| Deeds & Mortgages | Dec 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E20 17313 0012 |
| Primary APN | E20 17313 0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,802 sqft (0.339 acres) |
| Lot Dimensions | 148 ft deep x 100 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 60 sqft |
| Deck Area | 255 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 193 E FLOYD AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45415-3433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12 SHILOH DELL 2 |
| Legal Subdivision | SHILOH DELL 2 |
| Legal Lot Number | 12 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 80200 |
193 E Floyd Ave is owned and occupied by an individual who bought it in October 2025.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 31, 2025 | Warranty Deed, Transfer · FHA Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jan 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 15, 2016 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Prior Sale | Mar 14, 2012 |
| Deed Document Number | 2025-00061571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Document Number | 0000069112 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 2024-00069112 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 31, 2025 |
| Property Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Document Number | 0000061571 |
| Map Reference | MB FF PG 18 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025-00061571 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | M&M |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Document Number | 0000061572 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-00061572 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Document Number | 0000006405 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 193 E FLOYD AVE DAYTON OH 454153433, DAYTON, OH 45415-3433 |
| Document Number | 0000006405 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 6405 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 193 E FLOYD AVE, DAYTON, OH 45415-3433 |
| Document Number | 0000000714 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 193 E FLOYD AVE DAYTON OH 454153433, DAYTON, OH 45415-3433 |
| Document Number | 0000000714 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 714 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Harrison Township |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,870 (-) Land $9,160 Building $38,710 | ||
| 2024 | $4,007.00 (+15.51%) | $47,870 (-) Land $9,160 Building $38,710 | |
| 2023 | $3,469.00 (-0.8%) | $47,870 (+38.91%) Land $9,160 Building $38,710 | $136,770 Land $26,170 Building $110,600 |
| 2022 | $3,497.00 | $34,460 Land $6,590 Building $27,870 | |
| 2020 | $98,450 Land $18,830 Building $79,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 193 E Floyd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 28 (1990–2025) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 193 E Floyd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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