188 E Floyd Ave, Dayton, OH 45415 Property Records

Montgomery County property record for 188 E Floyd Ave, Dayton, OH 45415

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1956
Lot Size	0.336 acres (14,641 sqft)
Owner	2 Owner Names on File
Last Sale	$95,000 (Nov 1999)
Tax Bill	$2,253 (2024)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E20 17313 0017`

Property Details

APN / Parcel Number

Primary APN	`E20 17313 0017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	14,641 sqft (0.336 acres)
Lot Dimensions	183 ft deep x 80 ft wide
Garage Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	188 E FLOYD AVE
City	DAYTON
State	OH
Zip	45415-3432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 SHILOH DELL 2
Legal Subdivision	SHILOH DELL 2
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1004
Census Tract	80200

Owner

The current owner of 188 E Floyd Ave bought it in November 1999.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	188 E FLOYD AVE, DAYTON, OH 45415-3432
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 1999 · Amount on File
Deed Sale	Nov 10, 1999 · Amount on File
Deed Document Number	99-0766D11
Deed Book / Page	99-0766 / D11
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	188 E FLOYD AVE, DAYTON, OH 45415-3432
Document Number	0000008560
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 E FLOYD AVE DAYTON OH 454153432, DAYTON, OH 45415-3432

Mortgage

Document Number	0000008560
Date	Feb 5, 2020
Instrument	8560

Lender

Name	CODE CU
Address	DAYTON, OH 45402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Feb 4, 2027

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Harrison Township
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,100 Land $9,110 Building $28,990
2024	$2,253.00 (+7.18%)
2023	$2,102.00 (+13.74%)	$38,100 (+38.95%) Land $9,110 Building $28,990	$108,840 Land $26,020 Building $82,820
2022	$1,848.00	$27,420 Land $6,550 Building $20,870
2020			$78,350 Land $18,720 Building $59,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 E Floyd Ave in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	28 (1990–2025)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 E Floyd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20