Montgomery County property record for 140 E Floyd Ave, Dayton, OH 45415
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,716 sqft · built 1956 |
| Lot Size | 0.341 acres (14,880 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,386 (2024) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | E20 17313 0015 |
| Primary APN | E20 17313 0015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,660 sqft |
| Basement Area | 198 sqft |
| Finished Basement | 198 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 14,880 sqft (0.341 acres) |
| Lot Dimensions | 186 ft deep x 80 ft wide |
| Garage Type | Basement |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 140 E FLOYD AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45415-3432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 SHILOH DELL 2 |
| Legal Subdivision | SHILOH DELL 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 80200 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 E FLOYD AVE, DAYTON, OH 45415-3432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 140 E FLOYD AVE, DAYTON, OH 45415-3432 |
| Document Number | 0000048747 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | OPTIMA LENDERS SERVICES, OPTIMA LENDERS SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 140 E FLOYD AVE DAYTON OH 454153432, DAYTON, OH 45415-3432 |
| Document Number | 0000048747 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 48747 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2032 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Harrison Township |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,780 (-) Land $9,180 Building $30,600 | ||
| 2024 | $2,386.00 (+7.38%) | ||
| 2023 | $2,222.00 (+13.02%) | $39,780 (+38.9%) Land $9,180 Building $30,600 | $113,670 (+38.91%) Land $26,240 Building $87,430 |
| 2022 | $1,966.00 | $28,640 Land $6,610 Building $22,030 | |
| 2020 | $81,830 Land $18,880 Building $62,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 28 (1990–2025) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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