193 Dickens Trl, Elgin, IL 60120 Property Records

Cook County property record for 193 Dickens Trl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1994
Lot Size	0.192 acres (8,352 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2012)
Tax Bill	$5,954 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-113-030`

Property Details

APN / Parcel Number

Primary APN	`06-17-113-030`
Alternative APN	`06-17-113-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	8,352 sqft (0.192 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	193 DICKENS TRL
City	ELGIN
State	IL
Zip	60120-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 209 IN COUNTRY TRAILS UNIT III PART OF NW4 OF SEC17 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRAILS UNIT 03
Legal Lot Number	209
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3018
Census Tract	804404

Owner

193 Dickens Trl is owned and occupied by an individual who bought it in February 2012.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	193 DICKENS TRL, ELGIN, IL 60120-5207
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2012 · Amount on File
Deed Sale	Feb 6, 2012 · Amount on File
Prior Sale	Jan 7, 2002 · Amount on File
Deed Document Number	201249068
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	193 DICKENS TRL, ELGIN, IL 60120-5207
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016610026
Date	Jun 15, 2021
Instrument	2116610026

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	193 DICKENS TRL, ELGIN, IL 60120-5207
Document Number	1706610163
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 DICKENS TRL ELGIN IL 601205207, ELGIN, IL 60120-5207

Mortgage

Document Number	1706610163
Date	Mar 7, 2017
Instrument	6610163

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 Land $5,846 Building $23,154	$290,000 Land $58,460 Building $231,540
2023	$5,954.00 (+3.44%)
2022	$5,756.00 Homeowner's exemption	$23,999 Land $4,593 Building $19,406	$239,990 Land $45,930 Building $194,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 193 Dickens Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 193 Dickens Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Dickens Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures