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189 Dickens Trl, Elgin, IL 60120 Property Records

Cook County property record for 189 Dickens Trl, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,611 sqft · built 1994
Lot Size0.186 acres (8,100 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Nov 2023)
Tax Bill$6,818 (2023)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-17-113-029

Property Details

APN / Parcel Number

Primary APN06-17-113-029
Alternative APN
  • 06-17-113-029-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,611 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,100 sqft (0.186 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address189 DICKENS TRL
CityELGIN
StateIL
Zip60120-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART NW4 S17 T41N R09E 3P
Legal Range9E
Legal Township41N
Legal Section17
Legal SubdivisionCOUNTRY TRAILS UNIT 03
Legal Lot Number208
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group3
Census Block3018
Census Tract804404

Owner

189 Dickens Trl is owned and occupied by two individuals who bought it in November 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address189 DICKENS TRL, ELGIN, IL 60120-5207
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Prior SaleAug 11, 2009 · Amount on File
Deed Document Number20236167
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 30, 2023
Property Address189 DICKENS TRL, ELGIN, IL 60120-5207
Document Number0033406167
Map ReferenceDOC 92230087
Instrument DateNov 10, 2023
Instrument2333406167
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address595 PELTLE DR, SAINT JOHNS, FL 32259

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address189 DICKENS TRL, ELGIN, IL 60120-5207
InvestorPossibly a Property Investor

Mortgage

Document Number0033406168
DateNov 30, 2023
Instrument2333406168
Lender
NameBELMONT BANK & TRUST COMPANY
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term63 Months
DueFeb 3, 2029
Interest
Rate7.95%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,000 Land $5,670 Building $28,330$340,000 Land $56,700 Building $283,300
2023$6,818.00 (+3.37%)
2022$6,596.00 (+13.59%)$27,000 (+33.76%) Land $4,455 Building $22,545$270,000 (+33.76%) Land $44,550 Building $225,450
2021$5,807.00 Homeowner's exemption$20,185 Land $6,885 Building $13,300$201,850 Land $68,850 Building $133,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 189 Dickens Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 189 Dickens Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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