184 Dickens Trl, Elgin, IL 60120 Property Records

Cook County property record for 184 Dickens Trl, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,902 sqft · built 1994
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Oct 2017)
Tax Bill	$7,393 (2023)
Deeds & Mortgages	Sep 2023 Transfer Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-117-002`

Property Details

APN / Parcel Number

Primary APN	`06-17-117-002`
Alternative APN	`06-17-117-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,902 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	184 DICKENS TRL
City	ELGIN
State	IL
Zip	60120-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L177 COUNTRY TRAILS UNIT 3 NW1/4 S1 7 T41N R09E
Legal Range	9E
Legal Township	41N
Legal Section	17
Legal Subdivision	COUNTRY TRAILS UNIT 03
Legal Lot Number	177
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3017
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	184 DICKENS TRL, ELGIN, IL 60120-5206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 26, 2017	Grant Deed, Transfer · Conventional with PMI UNITED HM LNS
Oct 26, 2017	Quit Claim Deed, Transfer PROPER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Jan 12, 1995 · Amount on Record
Deed Document Number	201749183
Last Transfer Date	Sep 15, 2023
Transfer Doc	0000022013
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Sep 22, 2023
Property Address	184 DICKENS TRL, ELGIN, IL 60120-5206
Document Number	0026522013
Map Reference	DOC 92230087
Instrument Date	Sep 15, 2023
Instrument	2326522013
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 DICKENS TRL, ELGIN, IL 60120-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 DICKENS TRL, ELGIN, IL 60120-5206

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2017
Property Address	184 DICKENS TRL, ELGIN, IL 60120-5206
Document Number	1729949183
Instrument Date	Oct 23, 2017
Instrument	29949183
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 WAVERLY DR #C ELGIN IL 601204092, C, ELGIN, IL 60120-4092

Mortgage

Document Number	1729949184
Date	Oct 26, 2017
Instrument	29949184

Lender

Name	UNITED HM LNS
Type	Funding / Finance Company
Address	WESTCHESTER, IL 60154

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2017
Property Address	184 DICKENS TRL, ELGIN, IL 60120-5206
Document Number	1729949182
Instrument Date	May 5, 2016
Instrument	29949182
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	PROPER TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	184 DICKENS TRL ELGIN IL 601205206, ELGIN, IL 60120-5206

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 (+20.69%) Land $5,460 Building $29,540	$350,000 (+20.69%) Land $54,600 Building $295,400
2023	$7,393.00 (+3.33%)
2022	$7,155.00 (+28.97%)	$29,000 (+49.23%) Land $4,290 Building $24,710	$290,000 (+49.23%) Land $42,900 Building $247,100
2021	$5,548.00 Homeowner's exemption	$19,433 Land $6,630 Building $12,803	$194,330 Land $66,300 Building $128,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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