Middlesex County and Reading Town property record for 193 Bancroft Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,136 sqft · built 1925 |
| Lot Size | 0.245 acres (10,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Apr 2010) |
| Tax Bill | $13,628 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0319.0 |
| Primary APN | READ M:027.0-0000-0319.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,136 sqft Living Area |
| Gross Area | 6,259 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,677 sqft (0.245 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1130000000400 |
|---|---|
| Street Address | 193 BANCROFT AVE |
| City | READING |
| State | MA |
| Zip | 01867-2059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | READING |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:027.0-0000-0319.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 193 BANCROFT AVE, READING, MA 01867-2059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL S& L |
| Jul 11, 2019 | Deed of Trust, Mortgage · Balloon Mortgage USA ALLIANCE FEDERAL CREDIT UNION |
| Mar 18, 2020 | Deed of Trust, Mortgage · ARM GUARANTEED RATE INC |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2010 · Amount on Record |
| Deed Sale | Apr 27, 2010 · Amount on Record |
| Deed Document Number | 201066002 |
| Deed Book / Page | 54594 / 308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 193 BANCROFT AVE, READING, MA 01867-2059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70226-208 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 70226/208 |
| Instrument | 184477 |
| Name | THIRD FEDERAL S& L |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 193 BANCROFT AVE, READING, MA 01867-2059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72908-176 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 72908/176 |
| Instrument | 98221 |
| Name | USA ALLIANCE FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 193 BANCROFT AVE, READING, MA 01867-2059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74305-263 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 74305/263 |
| Instrument | 40165 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 193 BANCROFT AVE, READING, MA 01867-2059 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75934-559 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 75934/559 |
| Instrument | 191348 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,628.00 (+1.17%) | $1,196,500 (+4.1%) Land $484,500 Building $712,000 | $1,356,505 (+2.06%) |
| 2024 | $13,471.00 (+3.25%) | $1,149,400 (+10.91%) Land $465,400 Building $684,000 | $1,329,145 |
| 2023 | $13,047.00 | $1,036,300 Land $419,600 Building $616,700 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004, rainfall accumulation, Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 368 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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