Middlesex County and Reading Town property record for 181 Bancroft Ave, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,913 sqft Living Area |
| Lot Size | 13,225 sqft (0.304 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $799,000 (2020) |
| Tax Bill | $11,658.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:027.0-0000-0130.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 181 BANCROFT AVE, READING, MA 01867-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance POLI MORTGAGE GROUP INC |
| Jul 24, 2020 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Prior Sale | Sep 03, 1966 · Amount on Record |
| Deed Doc Number | 2020121677 |
| Deed Book / Page | 75202 / 560 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 181 BANCROFT AVE, READING, MA 01867-2001 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76872-484 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 76872/484 |
| Instrument | 25005 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 24, 2020 |
| Property Address | 181 BANCROFT AVE, READING, MA 01867-2001 |
| Document Number | 75202-560 |
| Book / Page | 75202 / 560 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 121677 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 181 BANCROFT AVE, READING, MA 01867-2001 |
| Document Number | 121678 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 121678 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,658.00 (+1.11%) | $1,023,500 (+4.04%) Land $494,100 Building $529,400 | $1,013,175 (+4.96%) |
| 2024 | $11,530.00 (+4.67%) | $983,800 (+12.43%) Land $474,700 Building $509,100 | $965,295 |
| 2023 | $11,016.00 | $875,000 Land $428,000 Building $447,000 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:027.0-0000-0130.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,913 sqft Living Area |
| Gross Area | 4,242 sqft Gross Area |
| Basement Area | 1,333 sqft Basement |
| Unfinished Basement | 533 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,225 sqft (0.304 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1010000000880 |
|---|---|
| Street Address | 181 BANCROFT AVE |
| City | READING |
| State | MA |
| Zip | 01867-2001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 334300 |
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