Crow Wing County property record for 19293 Spencer Rd, Brainerd, MN 56401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,880 sqft · built 2003 |
| Lot Size | 5.42 acres (236,095 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,498 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 970113200E00009 |
| Primary APN | 970113200E00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,054 sqft |
| 1st Floor Area | 1,880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 236,095 sqft (5.42 acres) |
| Garage Area | 840 sqft |
| Deck Area | 514 sqft |
| Storage Building | Storage Building |
| Heating System | Central |
|---|
| Account Number | 103984 |
|---|---|
| Street Address | 19293 SPENCER RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF THE W1/2 OF THE SW1/4, LYING E OF THE E'LY RIGHT OF WAY LINE OF THE STATE OF MN PAUL BUNYAN TRAIL, LYING S OF TH |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 11 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950901 |
Source: Crow Wing County records · APN 970113200E00009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19293 SPENCER RD, BRAINERD, MN 56401-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 19293 SPENCER RD, BRAINERD, MN 56401-5313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19293 SPENCER RD, BRAINERD, MN 56401-5313 |
| Document Number | 0001007738 |
|---|---|
| Date | Mar 26, 2025 |
| Instrument | 1007738 |
| Name | BRAINERD BN CU |
|---|---|
| Type | Credit Union |
| Address | BRAINERD, MN 56401 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 15, 2045 |
Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,498.00 (+10.34%) | $518,300 (+18.74%) Land $112,600 Building $405,700 | $518,300 (+18.74%) Land $112,600 Building $405,700 |
| 2025 | $436,500 (+9.34%) Land $91,700 Building $344,800 | $436,500 (+9.34%) Land $91,700 Building $344,800 | |
| 2023 | $2,264.00 Homeowner's exemption | $399,200 Land $71,300 Building $327,900 | $399,200 Land $71,300 Building $327,900 |
Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270359509011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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