Crow Wing County property record for 19280 Spencer Rd, Brainerd, MN 56401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,144 sqft · built 1978 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,580 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 991000010070009 |
| Primary APN | 991000010070009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Deck Area | Deck Area |
| Heating System | Central |
|---|
| Account Number | 111433 |
|---|---|
| Street Address | 19280 SPENCER RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 1 |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 11 |
| Legal Subdivision | ALPINE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950901 |
19280 Spencer Rd is owned and occupied by an individual.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19280 SPENCER RD, BRAINERD, MN 56401-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 19280 Spencer Rd was $1,580 with a homeowner's exemption.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,580.00 Homeowner's exemption | $285,500 (-1.01%) Land $65,400 Building $220,100 | $285,500 (-1.01%) Land $65,400 Building $220,100 |
| 2025 | $288,400 Land $57,000 Building $231,400 | $288,400 Land $57,000 Building $231,400 | |
| 2023 | $1,298.00 Homeowner's exemption | $271,000 Land $57,000 Building $214,000 | $271,000 Land $57,000 Building $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19280 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19280 Spencer Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CTC.
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