Crow Wing County property record for 19232 Spencer Rd, Brainerd, MN 56401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,320 sqft · built 1966 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,470 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 991000010050009 |
| Primary APN | 991000010050009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 384 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Deck Area | 240 sqft |
| Heating System | Oil |
|---|
| Account Number | 143426 |
|---|---|
| Street Address | 19232 SPENCER RD |
| City | BRAINERD |
| State | MN |
| Zip | 56401-5313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 1 |
| Legal Range | 28W |
| Legal Township | 134 |
| Legal Section | 11 |
| Legal Subdivision | ALPINE ACRES |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | FIRST ASSESSMENT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950901 |
Source: Crow Wing County records · APN 991000010050009
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19232 SPENCER RD, BRAINERD, MN 56401-5313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| Unified School District | Brainerd Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,470.00 (+13.95%) | $232,490 (-14.12%) | $256,000 (-5.43%) Land $73,300 Building $182,700 |
| 2025 | $270,700 (+14.85%) Land $69,700 Building $201,000 | $270,700 (+14.85%) Land $69,700 Building $201,000 | |
| 2023 | $1,290.00 Homeowner's exemption | $235,700 Land $56,000 Building $179,700 | $235,700 Land $56,000 Building $179,700 |
Source: FEMA National Flood Hazard Layer, Crow Wing County (27035C), updated August 15, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270359509011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Consolidated Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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