1929 Wilmar Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1929 Wilmar Ave, Oceano, CA 93445

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,428 sqft · built 1928
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jan 2016)
Tax Bill	$7,295 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-261-084`

Property Details

APN / Parcel Number

Primary APN	`062-261-084`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	1 Story
Building Area	2,428 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1929 WILMAR AVE
City	OCEANO
State	CA
Zip	93445-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 67/57-59 PAR 3
Legal Subdivision	PARCEL MAP CO-01-0314
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1001
Census Tract	12201

Owner

1929 Wilmar Ave is owned and occupied by two individuals who bought it in January 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1929 WILMAR AVE, OCEANO, CA 93445-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 22, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Dec 30, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2016 · Amount on File
Deed Sale	Jan 14, 2016 · Amount on File
Deed Document Number	20161592
Prior Transfer Date	Apr 22, 2010
Prior Transfer Doc	0000020791
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1929 WILMAR AVE, OCEANO, CA 93445-9362
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 WILMAR AVE, OCEANO, CA 93445-9362

Mortgage

Document Number	0000036897
Date	May 18, 2021
Instrument	2021036897

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1929 WILMAR AVE, OCEANO, CA 93445-9362
Document Number	0000020504
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1929 WILMAR AVE OCEANO CA 934459362, OCEANO, CA 93445-9362

Mortgage

Document Number	0000020504
Date	Apr 28, 2020
Instrument	20504

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1929 WILMAR AVE, OCEANO, CA 93445-9362
Document Number	0000032404
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1935 WILMAR AVE OCEANO CA 934459359, OCEANO, CA 93445-9359

Mortgage

Document Number	0000032404
Date	Aug 6, 2018
Instrument	32404

Lender

Name	COASTHILLS CU
Address	LOMPOC, CA 93436

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 5, 2043

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1929 WILMAR AVE, OCEANO, CA 93445-9362
Document Number	0000001540
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 23, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1929 WILMAR AVE OCEANO CA 934459362, OCEANO, CA 93445-9362

Mortgage

Document Number	0000001540
Date	Jan 11, 2017
Instrument	1540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 1929 Wilmar Ave was $7,295 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,840 (+2%) Land $241,491 Building $399,349
2025	$7,295.00 Homeowner's exemption	$628,275 Land $236,756 Building $391,519
2023	$6,963.00 (+1.41%) Homeowner's exemption	$603,880 Land $227,563 Building $376,317
2022	$6,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1929 Wilmar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1929 Wilmar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.

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