1929 Osterlitz Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1929 Osterlitz Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1925
Lot Size0.218 acres (9,500 sqft)
Owner2 Individual Names on Record
Last Sale$78,000 (Aug 1996)
Tax Bill$5,272 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.68-6-8

Property Details

APN / Parcel Number

Primary APN421500 48.68-6-8
Alternative APN
  • 150004806800060080000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,080 sqft
Upper Floors Area432 sqft
AtticAttic
Attic Area432 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area9,500 sqft (0.218 acres)
Lot Dimensions250 ft deep x 38 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area346 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1929 OSTERLITZ AVE
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description1 WOOD AND GARAGE
Legal Block6
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1001
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1931 OSTERLITZ AVE, SCHENECTADY, NY 12306-4921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage · Line of Credit
PIONEER BANK
Dec 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 1996 · Amount on Record
Deed SaleAug 14, 1996 · Amount on Record
Deed Book / Page1503 / 665
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJul 13, 2026
Property Address1929 OSTERLITZ AVE, SCHENECTADY, NY 12306
Document Number0000015802
Instrument DateJun 23, 2026
Instrument202615802
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1929 OSTERLITZ AVE, SCHENECTADY, NY 12306

Mortgage

Document Number0000015802,
DateJul 13, 2026
Instrument202615802
Lender
NamePIONEER BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 20, 2051
Interest
Rate6.53%
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1929 OSTERLITZ AVE, SCHENECTADY, NY 12306
Transaction TypeMortgage
Record UpdatedMay 10, 2022
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC R

Transferred To (Grantee/Buyer)

NameVerified Name
Address1931 OSTERLITZ AVE, SCHENECTADY, NY 12306-4921

Mortgage

Document Number0000065279
DateDec 22, 2021
Book Page5183/485
Instrument202165279
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,272.00 (+3.31%) Homeowner's exemption
2025$5,103.00 (+8.85%)$112,900 (-) Land $16,900 Building $96,000$186,951 (+30.82%) Land $27,985 Building $158,966
2023$112,900 (-) Land $16,900 Building $96,000$142,911 (+3.8%) Land $21,392 Building $121,519
2022$112,900 Land $16,900 Building $96,000$137,683 Land $20,610 Building $117,073
2021$4,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Greenlight Networks.

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