1918 Osterlitz Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1918 Osterlitz Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,554 sqft · built 1920
Lot Size	0.143 acres (6,270 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Aug 2007)
Tax Bill	$6,949 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-7-5`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-7-5`
Alternative APN	`150004806800070050000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,554 sqft Living Area
1st Floor Area	826 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,270 sqft (0.143 acres)
Lot Dimensions	165 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	193 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1918 OSTERLITZ AVE
City	SCHENECTADY
State	NY
Zip	12306-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	7
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1918 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage NEIGHBORHOOD ASSISTANCE CN OF AMERICA
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2007 · Amount on Record
Deed Sale	Aug 3, 2007 · Amount on Record
Prior Sale	Sep 7, 1994 · Amount on Record
Deed Book / Page	1764 / 993
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1918 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	INTACT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922

Mortgage

Document Number	0000004798
Date	Jan 28, 2022
Book Page	5195/350
Instrument	202204798

Lender

Name	NEIGHBORHOOD ASSISTANCE CN OF AMERICA
Type	Government Agency
Address	ROXBURY, MA 02119

Agreement

Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 24, 2021
Property Address	1918 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Document Number	0000059640
Book / Page	2072 / 434
Instrument Date	Nov 12, 2021
Instrument	202159640
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	INTACT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$728.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1918 OSTERLITZ AVE, 1918, SCHENECTADY, NY 12306-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 JAMES ST, SCHENECTADY, NY 12302-2216

Mortgage

Document Number	0000059641
Date	Nov 24, 2021
Instrument	202159641

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,949.00 (+17.12%)	$140,700 (-) Land $21,100 Building $119,600	$232,986 (+30.82%) Land $34,940 Building $198,046
2023		$140,700 (-) Land $21,100 Building $119,600	$178,101 (+3.8%) Land $26,709 Building $151,392
2022		$140,700 Land $21,100 Building $119,600	$171,585 Land $25,732 Building $145,853
2021	$5,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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