1922 Osterlitz Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1922 Osterlitz Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,378 sqft · built 1924
Lot Size	0.15 acres (6,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$57,240 (May 2000)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-7-4`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-7-4`
Alternative APN	`150004806800070040000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,378 sqft Living Area
1st Floor Area	984 sqft
Upper Floors Area	394 sqft
Attic	Attic
Attic Area	394 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	6,574 sqft (0.15 acres)
Lot Dimensions	173 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1922 OSTERLITZ AVE
City	SCHENECTADY
State	NY
Zip	12306-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	1 WOOD AND GARAGE
Legal Subdivision	BELONGING TO HENRY OSTERLITZ OF BELLEVUE
Legal Block	7
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1922 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage STATE OF NEW YORK
Sep 20, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CITIBANK NA
Sep 20, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2000 · Amount on Record
Deed Sale	May 8, 2000 · Amount on Record
Prior Sale	Jul 27, 1999 · Amount on Record
Deed Book / Page	1577 / 689
Last Transfer Date	Sep 5, 2018
Transfer Doc	0000041994
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1922 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054494
Date	Oct 13, 2022
Book Page	5263/431
Instrument	202254494

Lender

Name	STATE OF NEW YORK
Type	Government Agency
Address	SCHENECTADY, NY 12303

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 20, 2018
Property Address	1922 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Document Number	0000041994
Book / Page	1996 / 217
Map Reference	LB1577 PG689
Instrument Date	Sep 5, 2018
Instrument	201841994
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1922 OSTERLITZ AVE, 1922, SCHENECTADY, NY 12306-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922

Mortgage

Document Number	0000041996
Date	Sep 20, 2018
Instrument	201841996

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 20, 2018
Property Address	1922 OSTERLITZ AVE, SCHENECTADY, NY 12306-4922
Document Number	0000041987
Book / Page	001996 / 000213
Instrument Date	Jun 27, 2003
Instrument	41987
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 OSTERLITZ AVE SCHENECTADY NY 123064922, SCHENECTADY, NY 12306-4922

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,724.00 (+8.37%)	$104,800 (-) Land $15,700 Building $89,100	$173,539 (+30.82%) Land $25,998 Building $147,541
2023		$104,800 (-) Land $15,700 Building $89,100	$132,658 (+3.8%) Land $19,873 Building $112,785
2022		$104,800 Land $15,700 Building $89,100	$127,805 Land $19,146 Building $108,659
2021	$4,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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