1929 Jerome Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1929 Jerome Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,221 sqft · built 1925
Lot Size	0.091 acres (3,990 sqft)
Owner	2 Individual Names on File
Last Sale	$174,999 (Jul 2026)
Tax Bill	$4,746 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-7-16.1`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-7-16.1`
Alternative APN	`150004806800070160010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area
1st Floor Area	872 sqft
Upper Floors Area	349 sqft
Attic	Attic
Attic Area	349 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,990 sqft (0.091 acres)
Lot Dimensions	114 ft deep x 35 ft wide

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Porch	Slab
Porch Area	394 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1929 JEROME AVE
City	SCHENECTADY
State	NY
Zip	12306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	P/O 1X WOOD
Legal Block	7
Legal Lot Number	16.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	33200

Owner

1929 Jerome Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1929 JEROME AVE, SCHENECTADY, NY 12306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE CORPORATION
Nov 9, 2023	Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Aug 18, 2015 · Amount on File
Deed Document Number	202615853
Deed Book / Page	2175 / 602
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 13, 2026
Property Address	1929 JEROME AVE, SCHENECTADY, NY 12306
Document Number	0000015853
Book / Page	2175 / 602
Instrument Date	Jun 18, 2026
Instrument	202615853
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	SMPR TITLE AGENCY INC, SMPR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1929 JEROME AVE, SCHENECTADY, NY 12306

Mortgage

Document Number	0000015854,
Date	Jul 13, 2026
Instrument	202615854

Lender

Name	ABSOLUTE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1929 JEROME AVE, SCHENECTADY, NY 12306
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1931 JEROME AVE, SCHENECTADY, NY 12306-4807

Mortgage

Document Number	0000063480
Date	Nov 9, 2023
Book Page	5341/736
Instrument	202363480

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1929 Jerome Ave was $4,746, up 2.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,746.00 (+2.37%)
2025	$4,636.00	$91,100 Land $13,700 Building $77,400	$150,853 Land $22,686 Building $128,167
2023		$91,100 (-) Land $13,700 Building $77,400	$115,316 (+3.8%) Land $17,342 Building $97,974
2022		$91,100 Land $13,700 Building $77,400	$111,098 Land $16,707 Building $94,391
2021	$4,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1929 Jerome Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1929 Jerome Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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