1913 Jerome Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1913 Jerome Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,204 sqft · built 1920
Lot Size	0.271 acres (11,830 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Feb 2025)
Tax Bill	$6,288 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-7-13`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-7-13`
Alternative APN	`150004806800070130000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	1,132 sqft
2nd Floor Area	1,072 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	11,830 sqft (0.271 acres)
Lot Dimensions	169 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	370 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1913 JEROME AVE
City	SCHENECTADY
State	NY
Zip	12306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Subdivision	MAP OF BUILDINGS LOTS IN BELLEVUE
Legal Block	7
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1003
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1913 JEROME AVE, SCHENECTADY, NY 12306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 16, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Jul 21, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	20254469
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1913 JEROME AVE, SCHENECTADY, NY 12306
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 JEROME AVE, SCHENECTADY, NY 12306

Mortgage

Document Number	0000029144
Date	Dec 12, 2025
Instrument	202529144

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1913 JEROME AVE, SCHENECTADY, NY 12306
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 JEROME AVE, SCHENECTADY, NY 12306

Mortgage

Document Number	0000029145
Date	Dec 12, 2025
Instrument	202529145

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 16, 2017
Property Address	1913 JEROME AVE, SCHENECTADY, NY 12306
Document Number	0000051999
Book / Page	001975 / 000381
Instrument Date	Sep 18, 2017
Instrument	51999
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12206 111TH AVE SOUTH OZONE PARK NY 114201416, SOUTH OZONE PARK, NY 11420-1416

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 21, 2017
Property Address	1913 JEROME AVE, SCHENECTADY, NY 12306
Document Number	0000032716
Book / Page	001967 / 000414
Instrument Date	Jul 13, 2017
Instrument	32716
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017

Transaction

Amount	Amount Recorded
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,288.00 (+4.82%)	$123,400 (-) Land $18,500 Building $104,900	$204,338 (+30.82%) Land $30,634 Building $173,704
2023		$123,400 (-) Land $18,500 Building $104,900	$156,203 (+3.8%) Land $23,418 Building $132,785
2022		$123,400 Land $18,500 Building $104,900	$150,488 Land $22,561 Building $127,927
2021	$5,999.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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