1922 Jerome Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 1922 Jerome Ave, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,700 sqft · built 1930
Lot Size	0.377 acres (16,450 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jul 2014)
Tax Bill	$6,947 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-8-4`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-8-4`
Alternative APN	`150004806800080040000000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,700 sqft Total Area
1st Floor Area	1,350 sqft
2nd Floor Area	1,350 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	16,450 sqft (0.377 acres)
Lot Dimensions	235 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	568 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1922 JEROME AVE
City	SCHENECTADY
State	NY
Zip	12306-4808
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	AGED AFFIDAVIT REQUIRED 2 WOOD AND GARAGE
Legal Block	8
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1008
Census Tract	33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1922 JEROME AVE, SCHENECTADY, NY 12306-4808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2025	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 22, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2014 · Amount on Record
Deed Sale	Jul 21, 2014 · Amount on Record
Deed Document Number	201429100
Deed Book / Page	1897 / 531
Prior Transfer Date	Mar 5, 2008
Prior Transfer Doc	1781000606
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1922 JEROME AVE, SCHENECTADY, NY 12306-4808
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 JEROME AVE, SCHENECTADY, NY 12306-4808

Mortgage

Document Number	0000002430
Date	Jan 30, 2025
Instrument	202502430

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	SCHENECTADY, NY 12306

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1922 JEROME AVE, SCHENECTADY, NY 12306-4808
Transaction Type	Mortgage
Record Updated	Jan 9, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 JEROME AVE, SCHENECTADY, NY 12306-4808

Mortgage

Document Number	0000072135
Date	Dec 22, 2023
Book Page	5348/874
Instrument	202372135

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	SCHENECTADY, NY 12306

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,947.00 (+3.8%) Homeowner's exemption
2025	$6,693.00 (+10.54%)	$119,548 (-) Land $19,500 Building $100,048	$197,960 (+30.82%) Land $32,290 Building $165,670
2023		$119,548 (-) Land $19,500 Building $100,048	$151,327 (+3.8%) Land $24,684 Building $126,643
2022		$119,548 Land $19,500 Building $100,048	$145,790 Land $23,780 Building $122,010
2021	$6,055.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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