19284 Secluded Way Ct, Drayden, MD 20630 Property Records

St. Mary's County property record for 19284 Secluded Way Ct, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,974 sqft · built 2002
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on File
Last Sale	$354,900 (Oct 2019)
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-037041`

Property Details

APN / Parcel Number

Primary APN	`02-037041`
Alternative APNs	`2037041` `037041`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,974 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Mixed
Garage Area	2,128 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	296 sqft
Deck Area	740 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037041
Street Address	19284 SECLUDED WAY CT
City	DRAYDEN
State	MD
Zip	20630-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 6 SECTION 2 CHRISTMAS HILL
Legal Subdivision	CHREISTMAS HILL
Legal Lot Number	6
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1007
Census Tract	876102

Owner

19284 Secluded Way Ct is owned and occupied by two individuals who bought it in October 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit CEDAR POINT FEDERAL CREDIT UNION
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Oct 17, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Dec 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Book / Page	5185 / 331
Prior Transfer Date	Dec 4, 2018
Prior Transfer Doc	0049930163
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Recording Date	Aug 26, 2026
Property Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	6968000413
Book / Page	6968 / 413
Instrument Date	Aug 21, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417

Mortgage

Document Number	6968000413,
Date	Aug 26, 2026
Book Page	6968/413

Lender

Name	CEDAR POINT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417

Mortgage

Document Number	0061620088
Date	Jun 9, 2022
Book Page	6162/88

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Sep 1, 2051

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST MARY'S MD
Recording Date	Oct 17, 2019
Property Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	0051850331
Book / Page	5185 / 331
Map Reference	LB EWA 44 FO 103
Instrument Date	Sep 17, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST CLASS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,023.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417

Mortgage

Document Number	5185337
Date	Oct 17, 2019
Instrument	5185/337

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 10, 2018
Property Address	19284 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	0049930163
Book / Page	004993 / 000163
Instrument Date	Aug 2, 2018
Transaction Type	Foreclosure
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$308.90
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	19284 SECLUDED WAY CT DRAYDEN MD 206303417, DRAYDEN, MD 20630-3417
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 19284 Secluded Way Ct was $5,023 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,433	$534,500 Land $144,800 Building $389,700
2025	$5,023.00 Homeowner's exemption
2023	$4,716.00	$431,133	$480,400 Land $124,500 Building $355,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19284 Secluded Way Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19284 Secluded Way Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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