19260 Secluded Way Ct, Drayden, MD 20630 Property Records

St. Mary's County property record for 19260 Secluded Way Ct, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,566 sqft · built 2004
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on File
Last Sale	$459,900 (Jul 2019)
Tax Bill	$164 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-037017`

Property Details

APN / Parcel Number

Primary APN	`02-037017`
Alternative APNs	`2037017` `037017`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,566 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	112,385 sqft (2.58 acres)
Garage Type	Built-in
Garage Area	980 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	489 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	037017
Street Address	19260 SECLUDED WAY CT
City	DRAYDEN
State	MD
Zip	20630-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 3 SECTION 2 CHRISTMAS HILL
Legal Subdivision	CHRISTMAS HILLS
Legal Lot Number	3
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1007
Census Tract	876102

Owner

19260 Secluded Way Ct is owned and occupied by two individuals who bought it in July 2019.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 18, 2019	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2018	Quit Claim Deed, Transfer BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	Dec 22, 2004 · Amount on File
Deed Book / Page	5119 / 125
Prior Transfer Date	May 8, 2018
Prior Transfer Doc	0049440260
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Transaction Type	Mortgage
Record Updated	Feb 7, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417

Mortgage

Document Number	0062870293
Date	Jan 24, 2023
Book Page	6287/293

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052970210
Date	Mar 20, 2020
Book Page	5297/210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056090420
Date	Jan 14, 2021
Book Page	5609/420

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2049

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jul 18, 2019
Property Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	0051190125
Book / Page	5119 / 125
Map Reference	MB EWA 44 PL 103
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	VELOCITY NATIONAL TTL CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,598.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Investor	Possibly a Property Investor

Mortgage

Document Number	5119130
Date	Jul 18, 2019
Instrument	5119/130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 18, 2018
Property Address	19260 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	0049440260
Book / Page	004944 / 000260
Instrument Date	May 8, 2018
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	14711 SILVER GLEN DR E JACKSONVILLE FL 322585160, JACKSONVILLE, FL 32258-5160

Tax Assessment & Valuation

The 2025 property tax bill for 19260 Secluded Way Ct was $164.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,367 (+4.32%)	$666,300 (+12.95%) Land $142,900 Building $523,400
2025	$164.00	$589,900 Land $122,600 Building $467,300	$589,900 Land $122,600 Building $467,300
2023	$160.00 Disabled Person's exemption Veteran's exemption	$486,367	$589,900 Land $122,600 Building $467,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19260 Secluded Way Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19260 Secluded Way Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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