19274 Secluded Way Ct, Drayden, MD 20630 Property Records

St. Mary's County property record for 19274 Secluded Way Ct, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 2003
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2022)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-037068`

Property Details

APN / Parcel Number

Primary APN	`02-037068`
Alternative APNs	`2037068` `037068`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,016 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	93,654 sqft (2.15 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	037068
Street Address	19274 SECLUDED WAY CT
City	DRAYDEN
State	MD
Zip	20630-3417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 7 PLAT 44/103 CHRISTMAS HILL
Legal Subdivision	CHRISTMAS HILL MINOR
Legal Lot Number	7
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1007
Census Tract	876102

Owner

19274 Secluded Way Ct is owned and occupied by two individuals who bought it in April 2022.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19274 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
May 22, 2019	Grant Deed, Transfer TRI-COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Prior Sale	May 22, 2019 · Amount on File
Deed Book / Page	6124 / 134
Transfer Doc	0022110402
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 18, 2022
Property Address	19274 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	0061240134
Book / Page	6124 / 134
Map Reference	LB 44 FO 103
Instrument Date	Apr 7, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BUYERS TITLE, BUYERS TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19274 SECLUDED WAY CT, DRAYDEN, MD 20630-3417

Mortgage

Document Number	0006124139
Date	Apr 18, 2022
Instrument	6124/139

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	May 22, 2019
Property Address	19274 SECLUDED WAY CT, DRAYDEN, MD 20630-3417
Document Number	0050810415
Book / Page	005081 / 000415
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	TRI-COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19274 SECLUDED WAY CT DRAYDEN MD 206303417, DRAYDEN, MD 20630-3417

Tax Assessment & Valuation

The 2025 property tax bill for 19274 Secluded Way Ct was $4,970.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,500 (+3.45%)	$501,900 (+10.36%) Land $140,700 Building $361,200
2025	$4,970.00	$454,800 Land $120,400 Building $334,400	$454,800 Land $120,400 Building $334,400
2023	$4,051.00	$368,200	$454,800 Land $120,400 Building $334,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19274 Secluded Way Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19274 Secluded Way Ct is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 90% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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