Highlands County property record for 1928 Elf Dr, Sebring, FL 33875 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,376 sqft Living Area |
| Lot Size | 16,802 sqft (0.386 acres) |
| Pool | 260 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,187.00 (2025) |
| Primary APN | C055913000000400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,376 sqft Living Area |
| 1st Floor | 1,376 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 16,802 sqft (0.386 acres) |
| Depth X Width | 140 ft x 118 ft Depth x Width |
| Driveway | Driveway Concrete |
| Driveway Area | 594 sqft Driveway |
| Parking Spaces | 1 Parking Spaces |
| Pool Area | 260 sqft Pool |
|---|---|
| Pool House | 260 sqft Pool House |
| Shed | 1 Shed |
| Shed Area | 48 sqft Shed |
| Porch Area | 44 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 1928 ELF DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5511 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRANCIS SPARTA EST PB 13 PG 51 LOT 40 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 05 |
| Legal Subdivision | FRANCIS SPARTA EST |
| Legal Lot Number | 40 |
| Jurisdiction | HIGHLANDS FL |
| Minor Civil Division | SEBRING |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 961303 |
Source: Highlands County records · APN C055913000000400
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1928 ELF DR, SEBRING, FL 33875-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LENDING |
| Aug 21, 2019 | Quit Claim Deed, Transfer · Veterans Administration Mortgage CLEARPATH LNDG |
| Nov 16, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage CONGRESSIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 |
| Deed Sale | Aug 21, 2019 |
| Prior Sale | Nov 16, 2018 · Amount on Record |
| Deed Doc Number | 201952921 |
| Deed Book / Page | 2708 / 931 |
| Prior Transfer Date | Aug 09, 2019 |
| Prior Transfer Doc | 0001952921 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1928 ELF DR, SEBRING, FL 33875-5511 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2023 |
| Title Company | BAY CITY TITLE PARTNERS |
| Name | Verified Name |
|---|---|
| Address | 1928 ELF DR, SEBRING, FL 33875-5511 |
| Document Number | 0002042486 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 2835/273 |
| Instrument | 2042486 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 21, 2019 |
| Property Address | 1928 ELF DR, SEBRING, FL 33875-5511 |
| Document Number | 0001952921 |
| Book / Page | 002708 / 000931 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 1952921 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | VANTAGE POINT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1928 ELF DR SEBRING FL 338755511, SEBRING, FL 33875-5511 |
| Document Number | 1952922 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 002708/000934 |
| Instrument | 1952922 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 16, 2018 |
| Property Address | 1928 ELF DR, SEBRING, FL 33875-5511 |
| Document Number | 0001918548 |
| Book / Page | 2664 / 1889 |
| Map Reference | MB13 PG51 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 1918548 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1928 ELF DR, 1928, SEBRING, FL 33875-5511 |
| Name | Verified Name |
|---|---|
| Address | 352 CENTER RD, VENICE, FL 34285-5522 |
| Document Number | 0001918549 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 1918549 |
| Name | CONGRESSIONAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 (+3.49%) Homeowner's exemption | $105,576 (+5.99%) | $166,987 (-7.19%) Land $15,000 Building $151,987 |
| 2024 | $1,147.00 (+3.61%) | ||
| 2023 | $1,107.00 (+2.79%) Homeowner's exemption | $99,613 (+3%) | $179,931 (+31.45%) Land $11,500 Building $168,431 |
| 2022 | $1,077.00 Homeowner's exemption | $96,712 | $136,880 Land $8,500 Building $128,380 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 210 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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