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1925 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1925 Elf Dr, Sebring, FL 33875 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,130 sqft Living Area
Lot Size10,736 sqft (0.247 acres)
GarageAttached, 468 sqft
Last Sale$235,000 (2026)
Tax Bill$2,000.00 (2025)

Property Details

APN / Parcel Number

Primary APNC055913000000420
Alternative APN
  • C-05-35-29-130-0000-0420

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,130 sqft Living Area
Gross Area1,598 sqft Gross Area
1st Floor1,130 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,736 sqft (0.247 acres)
Depth X Width140 ft x 78 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area576 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area468 sqft Garage
Porch Area260 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address1925 ELF DR
CitySEBRING
StateFL
Zip33875-5545
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFRANCIS SPARTA EST PB 13 PG 51 LOT 42
Legal Range29E
Legal Township35S
Legal Section05
Legal SubdivisionFRANCIS SPARTA EST
Legal Lot Number42
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup1
Census Block1044
Census Tract961303

Owner

Source: Highlands County records · APN C055913000000420

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1921 BAMBI CT, SEBRING, FL 33875-5529
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 17, 2026Warranty Deed, Transfer · Veterans Administration Mortgage
BELL BANK
Sep 28, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BELL BANK
Jul 03, 2017Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND NATIONAL BANK
Feb 09, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleSep 28, 2023 · Amount on Record
Deed Doc Number20262299989
Deed Book / Page3174 / 676
Last Transfer DateApr 29, 2026
Transfer Doc0002313211
Record RefreshedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionHIGHLANDS FL
Recording DateMay 15, 2026
Property Address1925 ELF DR, SEBRING, FL 33875-5545
Document Number0002313211
Book / Page3193 / 208
Instrument DateApr 29, 2026
Instrument2026.2313211
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1921 BAMBI CT, SEBRING, FL 33875-5529

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 17, 2026
Property Address1925 ELF DR, SEBRING, FL 33875-5545
Document Number0002299989
Book / Page3174 / 676
Map ReferenceMB 13 PG 51
Instrument DateFeb 13, 2026
Instrument2299989
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 ELF DR, SEBRING, FL 33875-5545

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 ELF DR, SEBRING, FL 33875-5545

Mortgage

Document Number0003174678
DateFeb 17, 2026
Instrument3174/678
Lender
NameBELL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 28, 2023
Property Address1925 ELF DR, SEBRING, FL 33875-5545
Document Number0002171329
Book / Page3001 / 451
Map ReferenceMB 13 PG 51
Instrument DateSep 25, 2023
Instrument2171329
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,596.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 ELF DR, SEBRING, FL 33875-5545

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1925 ELF DR, SEBRING, FL 33875-5545

Mortgage

Document Number0003001453
DateSep 28, 2023
Instrument3001/453
Lender
NameBELL BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1925 ELF DR, SEBRING, FL 33875-5545
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001858034
DateJul 03, 2017
Book Page2587/1909
Instrument1858034
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term16 Months
DueNov 05, 2018

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateFeb 09, 2021
Property Address1925 ELF DR, SEBRING, FL 33875-5545
Document Number0002018393
Book / Page2801 / 359
Map ReferenceMB 13 PG 51
Instrument DateFeb 05, 2021
Instrument2018393
Transaction TypeTransfer
Record UpdatedMay 04, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1925 ELF DR, SEBRING, FL 33875-5545

Mortgage

Document Number0002801362
DateFeb 09, 2021
Instrument2801/362
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,000.00 (-8.3%)$165,286 (+19.05%) Land $10,000 Building $155,286$165,286 (-7.37%) Land $10,000 Building $155,286
2024$2,181.00 (+31.31%)
2023$1,661.00 (+1.96%) Homeowner's exemption$138,839 (+3%)$178,441 (+32.38%) Land $8,500 Building $169,941
2022$1,629.00 Homeowner's exemption$134,795 Land $6,500 Building $128,295$134,795 Land $6,500 Building $128,295

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 210 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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