1908 Elf Dr, Sebring, FL 33875 Property Records

Highlands County property record for 1908 Elf Dr, Sebring, FL 33875 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage2,014 sqft Living Area
Lot Size10,920 sqft (0.25 acres)
GarageFinished, 446 sqft
Last Sale$235,000 (2022)
Tax Bill$3,395.00 (2024)

Property Details

APN / Parcel Number

Primary APNC055913000000350
Alternative APN
  • C-05-35-29-130-0000-0350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,014 sqft Living Area
1st Floor1,640 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,920 sqft (0.25 acres)
Depth X Width140 ft x 78 ft Depth x Width
Driveway1 Driveway
Driveway Area442 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area446 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area420 sqft Pool
FenceFence
PorchOpen Porch
Porch Area356 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel NumberC055913000000350
Street Address1908 ELF DR
CitySEBRING
StateFL
Zip33875-5511
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFRANCIS SPARTA EST PB 13 PG 51 LOT 35
Legal Range29E
Legal Township35S
Legal Section05
Legal SubdivisionFRANCIS SPARTA EST
Legal Lot Number35
JurisdictionHIGHLANDS FL
Minor Civil DivisionSEBRING
Census Blockgroup1
Census Block1044
Census Tract961303

Owner

Source: Highlands County records · APN C055913000000350

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address962 SE ATLANTUS AVE, PORT ST LUCIE, FL 34983-3906
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Aug 17, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 09, 2022 · Amount on Record
Deed SaleMar 09, 2022 · Amount on Record
Prior SaleAug 17, 2017 · Amount on Record
Deed Doc Number2082094
Deed Book / Page2889 / 1508
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 09, 2022
Property Address1908 ELF DR, SEBRING, FL 33875-5511
Document Number0002082094
Book / Page2889 / 1508
Map ReferenceMB 13 PG 51
Instrument DateMar 03, 2022
Instrument2082094
Transaction TypeTransfer
Record UpdatedMay 04, 2023
Title CompanySMART INTERNATIONAL TITLE LLC, SMART INTERNATIONAL TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressCALLE 3 135 BUENA VISTA, SAN JUAN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address962 SE ATLANTUS AVE, PORT ST LUCIE, FL 34983-3906
InvestorPossibly a Property Investor

Mortgage

Document Number0028891510
DateMar 09, 2022
Instrument2889/1510
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 17, 2017
Property Address1908 ELF DR, SEBRING, FL 33875-5511
Document Number0001863132
Book / Page002595 / 000285
Instrument DateAug 15, 2017
Instrument1863132
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
AddressCALLE 3 NUMERO 135 BUENA VIS SAN JUAN PR 00917, SAN JUAN, PR 00917

Mortgage

Document Number1863133
DateAug 17, 2017
Book Page002595/000287
Instrument1863133
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 16, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$208,900 (-9.94%) Land $10,000 Building $198,900$208,900 (-9.94%) Land $10,000 Building $198,900
2024$3,395.00 (-2.69%)
2023$3,489.00 (+914.24%)$231,952 (+79.19%) Land $8,500 Building $223,452$231,952 (+30.54%) Land $8,500 Building $223,452
2022$344.00 Disabled Person's exemption Veteran's exemption$129,446$177,685 Land $6,500 Building $171,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 210 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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