1927 Oak Tree Dr E, Dayton, OH 45440 Property Records

Montgomery County property record for 1927 Oak Tree Dr E, Dayton, OH 45440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,883 sqft · built 1972
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$296,000 (May 2021)
Tax Bill	$7,079 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 03814 0014`

Property Details

APN / Parcel Number

Primary APN	`N64 03814 0014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
1st Floor Area	1,837 sqft
Basement Area	1,353 sqft
Finished Basement	1,125 sqft
Unfinished Basement	228 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	540 sqft
Deck Area	276 sqft
Patio Area	276 sqft
Shed	1 Shed
Shed Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1927 OAK TREE DR E
City	DAYTON
State	OH
Zip	45440-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	167 WOODBRIAR 8
Legal Subdivision	WOODBRIAR 8
Legal Lot Number	14
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1009
Census Tract	21700

Owner

1927 Oak Tree Dr E is owned and occupied by an individual who bought it in May 2021.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1927 OAK TREE DR E, DAYTON, OH 45440-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	Feb 25, 1999 · Amount on File
Deed Document Number	2021-00033416
Record Updated	Jun 8, 2026

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 4, 2021
Property Address	1927 OAK TREE DR E, DAYTON, OH 45440-2409
Document Number	0000033416
Map Reference	MB 86 PG 13
Instrument Date	Apr 15, 2021
Instrument	2021-00033416
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	PROMINENCE TITLE, PROMINENT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1927 OAK TREE DR E, DAYTON, OH 45440-2409

Mortgage

Document Number	0000033417
Date	May 4, 2021
Instrument	2021-00033417

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,340 Land $16,500 Building $94,840
2024	$7,079.00 (+2.73%)
2023	$6,891.00 (+6.26%)	$111,340 (+34.36%) Land $16,500 Building $94,840	$318,090 Land $47,130 Building $270,960
2022	$6,485.00	$82,870 Land $12,310 Building $70,560
2020			$236,780 Land $35,180 Building $201,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1927 Oak Tree Dr E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2008 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1927 Oak Tree Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20