Montgomery County property record for 1912 Oak Tree Dr E, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,883 sqft · built 1972 |
| Lot Size | 0.269 acres (11,748 sqft) |
| Owner | Owner Name on File |
| Last Sale | $154,900 (Apr 2012) |
| Tax Bill | $6,291 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03814 0017 |
| Primary APN | N64 03814 0017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,883 sqft Living Area |
| 1st Floor Area | 1,837 sqft |
| Basement Area | 897 sqft |
| Finished Basement | 897 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 11,748 sqft (0.269 acres) |
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1912 OAK TREE DR E |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 170 WOODBRIAR 8 |
| Legal Subdivision | WOODBRIAR 8 |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21700 |
The current owner of 1912 Oak Tree Dr E bought it in April 2012.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 1912 OAK TREE DR E, DAYTON, OH 45440-2410 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Aug 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Last Sale | Apr 24, 2012 · Amount on File |
|---|---|
| Deed Sale | Apr 24, 2012 · Amount on File |
| Prior Sale | Oct 17, 2000 |
| Deed Document Number | 0000025420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1912 OAK TREE DR E, DAYTON, OH 45440-2410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000078596 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022-00078596 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Jun 25, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1912 OAK TREE DR E, DAYTON, OH 45440-2410 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1912 OAK TREE DR E, DAYTON, OH 45440-2410 |
| Document Number | 0000043179 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 202300043179 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 269 Months |
| Due | Jan 1, 2046 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,920 Land $16,040 Building $82,880 | ||
| 2024 | $6,291.00 (+1.8%) | ||
| 2023 | $6,180.00 (+6.24%) | $99,830 (+34.34%) Land $16,040 Building $83,790 | $282,650 Land $45,840 Building $236,810 |
| 2022 | $5,817.00 | $74,310 Land $11,970 Building $62,340 | |
| 2020 | $212,330 Land $34,210 Building $178,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1912 Oak Tree Dr E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1912 Oak Tree Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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