1925 46th Ave, Apt 121, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 121, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 990 sqft · built 1973
Lot Size	0.022 acres (958 sqft)
Owner	2 Company Names on Record
Last Sale	$580,000 (Feb 2026)
Tax Bill	$6,706 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`034-581-65`

Property Details

APN / Parcel Number

Primary APN	`034-581-65`
Alternative APN	`034-581-65-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	990 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	958 sqft (0.022 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 121
City	CAPITOLA
State	CA
Zip	95010-2635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MAP C6 973
Legal Subdivision	CAPITOLA
Legal Lot Number	1-4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 3293, FAIRFIELD, CA 94533-0893
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Grant Deed, Transfer · Conventional Mortgage OCMBC INC
Dec 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Mar 8, 2016 · Amount on Record
Deed Document Number	20263618
Prior Transfer Date	Dec 9, 2017
Prior Transfer Doc	0000041776
Record Updated	Sep 20, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 18, 2026
Property Address	1925 46TH AVE APT 121, 121, CAPITOLA, CA 95010-2635
Document Number	0000003618
Instrument Date	Feb 6, 2026
Instrument	2026-0003618
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 3293, FAIRFIELD, CA 94533-0893

Mortgage

Document Number	0000003619
Date	Feb 18, 2026
Instrument	2026-0003619

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2017
Property Address	1925 46TH AVE APT 121, 121, CAPITOLA, CA 95010-2635
Document Number	0000041776
Instrument Date	Dec 9, 2017
Instrument	41776
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	634 41ST AVE SANTA CRUZ CA 950625207, SANTA CRUZ, CA 95062-5207

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,235 (+2%) Land $294,141 Building $196,094
2025	$6,706.00 (+7.97%)	$480,622 (+4.04%) Land $288,373 Building $192,249
2024	$6,211.00 (+2.49%)
2023	$6,060.00 (+1.42%)	$461,959 Land $277,175 Building $184,784	$524,790
2022	$5,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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