1925 46th Ave, Apt 116, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 116, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1973
Square Footage874 sqft Living Area
Lot Size828 sqft (0.019 acres)
OccupancyOwner Occupied
Last Sale$470,000 (2018)
Tax Bill$7,241.00 (2025)

Owner

Source: Santa Cruz County records · APN 034-591-58

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1925 46TH AVE, 116, CAPITOLA, CA 95010-2634
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 07, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
OPES ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2018 · Amount on Record
Deed SaleMay 07, 2018 · Amount on Record
Prior SaleSep 28, 2009 · Amount on Record
Deed Doc Number201813726
Prior Transfer DateJan 27, 2015
Prior Transfer Doc0000004027
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 116, 116, CAPITOLA, CA 95010-2634
Transaction TypeMortgage
Record UpdatedDec 30, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE 116, 116, CAPITOLA, CA 95010-2634

Mortgage

Document Number0000060745
DateDec 16, 2021
Instrument2021-0060745
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Rate1.99%
Type Change DateJan 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.99%
IndexOther
Margin3
Max Rate6.99%

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 07, 2018
Property Address1925 46TH AVE APT 116, 116, CAPITOLA, CA 95010-2634
Document Number0000013726
Instrument DateApr 19, 2018
Instrument13726
Transaction TypeTransfer
Record UpdatedJun 04, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$517.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE #116 CAPITOLA CA 950102634, 116, CAPITOLA, CA 95010-2634

Mortgage

Document Number13727
DateMay 07, 2018
Instrument13727
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 06, 2048

Mortgage

Document Number13728,
DateMay 07, 2018
Instrument13728
Lender
NameOPES ADVISORS
AddressTROY, MI 48007
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$545,476 (+2%) Land $381,833 Building $163,643
2025$7,241.00 (+10.53%) Homeowner's exemption$534,780 (+4.04%) Land $374,346 Building $160,434
2023$6,551.00 (+1.41%) Homeowner's exemption$514,014 Land $359,810 Building $154,204$519,930
2022$6,460.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN034-591-58
Alternative APN
  • 034-591-58-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area874 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment Style
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area828 sqft (0.019 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1925 46TH AVE, 116
CityCAPITOLA
StateCA
Zip95010-2634
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionCAPITOLA
Legal Lot Number1-4
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2004
Census Tract121701

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